1220 Langley Circle, Oshawa

$769,000
1220 Langley Circle

$769,000

New
6d
DetachedBungalow

1220 Langley Circle, Oshawa

Total Monthly Obligation $3,936

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
6d
Score
16
Yield
3.6%
Cash on Cash
-9.4%
Cap Rate
2.6%
5Y IRR
8.2%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-E14091036
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-34.45 × 103.02 ft
Listed on site-Oct 17, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,513.7 (2026)
Parking-3 - Built-In
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX CROSSROADS REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Pinecrest
Title-Residential Freehold

No agent assigned

FOR SALE: An affordable Bungalow not to miss. All the bells and whistles for someone who wants to downsize, start a family, or even a growing family. It offers approximately 1800 sqft of Living Space. The Primary Bedroom in main floor has a semi ensuite renovated bathroom with a standing shower and a large Walk-In Closet. The Great Room combines with the Dining and walks out to the above Deck area with stairs leading towards the yard below. The Kitchen is renovated with Stainless Steel appliances and Quartz Countertop. The flooring throughout mostly are Laminate Vinyl. The Lower Level has Family Room with gas fireplace, it is Above Grade and walks out to the backyard as a separate entrance, has 2 bedrooms perfect for in-law suite or a family member's living area. No sidewalk and offers 2 driveway parking. Excellent location close to Schools, Park, Shops, Hospital. Renovations & Upgrades: Kitchen & Bathroom 2026; Roof 2025; Furnace / AC / HWT 2025.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$615,200
Land Transfer Taxes$11,855
Legal Fees (Est.)
$
Total cash required for closing$167,155

Total Monthly Obligation

$3,936/mo
Mortgage $3,102
Monthly Loss $3,120
Principal$816
Interest$2,286
Property Tax$459
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%12
Cash-on-Cash
-13.6%0
5-Year IRR
5.0%11
10-Year IRR
6.8%
Returns Index
6.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,528/yr
NOI
$14,761/yr
Net Cash Flow
-$1,872/mo
Cash Margin
-81.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1220 Langley Circle

Time

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