7 Urwin Street, Ajax

$1,100,000
7 Urwin Street

$1,100,000

New
4d
Detached2-Storey

7 Urwin Street, Ajax

Total Monthly Obligation $5,452

Beds
6
Baths
4
Park
4
Sqft
2000-2500
DOM
4d
Score
15
Yield
3.7%
Cash on Cash
-8.4%
Cap Rate
2.8%
5Y IRR
9.0%
10Y IRR
9.4%
Property Type-Detached
MLS® Number-E14092834
Beds-6
Bathrooms-4
Size-2000-2500 sqft
Lot Size-37.07 × 90.22 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,680 (2025)
Parking-4 - Attached
Basement-Full, Apartment, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Brick
Sewer-Sewer
Possession-Flexible
Neighbourhood-Northeast Ajax
Title-Residential Freehold

No agent assigned

A spacious, well-maintained detached home in the desirable Northeast Ajax community, offering plenty of room for a growing family, a double-car garage and excellent rental income potential. With four bedrooms upstairs, two additional bedrooms in the professionally finished basement and four bathrooms, this home offers plenty of space and flexibility. The basement features a separate side entrance, its own kitchen and two bedrooms, making it a great option for extended family, multigenerational living or potential rental income. The main floor offers generous living and dining areas, a family room with a gas fireplace and a bright eat-in kitchen with stainless steel appliances and a walkout to the backyard. Hardwood floors, crown mouldings, California shutters and skylights add character throughout. Upstairs, a second family room provides extra space for a home office, playroom or entertainment area, while the spacious primary bedroom features a five-piece ensuite. Outside, enjoy a beautifully landscaped yard and interlocking stonework. The location is another major advantage, with several schools nearby, including da Vinci Public School, J. Clarke Richardson Collegiate and Notre Dame Catholic Secondary School. Enjoy easy access to local parks, shopping, restaurants, the Audley Recreation Centre and everyday amenities. Ajax GO Station is a short drive away, with convenient connections to downtown Toronto, while Highways 401, 407 and 412 make commuting throughout the GTA easy. A great opportunity to enjoy comfortable family living with the added benefit of potential rental income.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$880,000
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,975

Total Monthly Obligation

$5,452/mo
Mortgage $4,437
Monthly Loss $4,284
Principal$1,168
Interest$3,269
Property Tax$640
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.1%15
10-Year IRR
7.6%
Returns Index
8.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,884/yr
NOI
$24,616/yr
Net Cash Flow
-$2,386/mo
Cash Margin
-70.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 Urwin Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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