109 Lauder Road, Oshawa

$929,000
109 Lauder Road

$929,000

New
4d
Detached2-Storey

109 Lauder Road, Oshawa

Total Monthly Obligation $4,742

Beds
4
Baths
3
Park
3
Sqft
2000-2500
DOM
4d
Score
16
Yield
4.3%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-E14092970
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-38 × 147 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,435.62 (2026)
Parking-3 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Jazz INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric, Family Room, Living Room, Natural Gas
Pool-Inground
Facing-South
Exterior-Brick, Wood
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

Welcome to 109 Lauder Rd., where beautifully renovated living meets one of Oshawa's most established and sought-after neighourhood settings. Set on a mature, tree-lined street with a coveted southern exposure, this 4-bedroom, 2.5-bath home offers almost 2,400 sq. ft. above grade and the kind of location that is becoming increasingly hard to find. The heart of the home is the beautifully renovated kitchen featuring solid cherry cabinets and Silestone countertops, thoughtfully connected to the spacious family room addition-an inviting setting for everyday living and entertaining. Cozy up to the gas fireplace with built-in bookcases. The generous primary suite offers a walk-in closet and private ensuite, while three additional bedrooms provide plenty of room for family, guests or a home office. Outside, the private backyard is your own summer retreat, complete with an inground pool and plenty of space to relax and entertain. A charming front porch adds to the welcoming curb appeal and give you the perfect spot to enjoy the quiet character of this wonderful neighbourhood. And the locations is truly part of the lifestyle. Walk to both Dr SJ Phillips P.S and O'Neill high school, Lakeridge Health, parks, trails and an abundance of everyday amenities. Mature streets, established homes and a connected community atmosphere make this the kind of neighbourhood where people put down roots. A beautifully updated home in a location that delivers the best of established Oshawa living-space, privacy, convenience and neighbourhood character. Updates: Central air, Sept 2026. On demand hot water tank rental approx 8 years. Gas furnace approx 11 years. Pool, unheated, 30' X 15' 5 1/2 feet in deep end 2012, closed for the winter. Family room and primary suite addition with full basement 2006. 30 year shingles, eaves with gutter guards, 2006. Vinyl windows, updated wiring. Interlock driveway and landscaped. Newer front porch.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$743,200
Land Transfer Taxes$15,055
Legal Fees (Est.)
$
Total cash required for closing$202,355

Total Monthly Obligation

$4,742/mo
Mortgage $3,747
Monthly Loss $3,756
Principal$986
Interest$2,761
Property Tax$620
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,828/yr
NOI
$23,910/yr
Net Cash Flow
-$1,755/mo
Cash Margin
-52.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo32
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Lauder Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.