29 Floodgate Road, Whitby

$799,999
29 Floodgate Road

$799,999

New
4d
Att/Row/Townhouse2-Storey

29 Floodgate Road, Whitby

Total Monthly Obligation $4,154

HausQ Valuation Report
Beds
4
Baths
3
Park
1
Sqft
2000-2500
DOM
4d
Score
18
Yield
4.8%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Att/Row/Townhouse
MLS® Number-E14094480
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-25.1 × 100.07 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$6,622.13 (2026)
Parking-2 - Built-In
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Gas)
Brokerage-BAY STREET GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

***4 Yrs New End unit Townhome*** 2130 Sq. Ft. of Living Space *** Separate Entrance to Unfinished Basement *** Walking to Schools & Parks*** Open Concept Layout *** Engineering Hardwood Flooring*** Quartz Counter Tops *** Backsplash *** Iron Metal Pickets *** Loft of 2nd Floor *** Additional linen Closets *** His & Her Walk in Closet in MasterBedroom with 5 Pc Ensuite *** Laundry on Main Level *** Fenced Backyard *** Steps to Park & Trail, Close to School & Public Transit. Mins to Supermarket & Shopping Plaza, Easy Access to Hwy412 & 401/407...

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,999
Land Transfer Taxes$12,475
Legal Fees (Est.)
$
Total cash required for closing$173,975

Total Monthly Obligation

$4,154/mo
Mortgage $3,227
Monthly Loss $3,305
Principal$849
Interest$2,378
Property Tax$552
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,040/yr
NOI
$23,114/yr
Net Cash Flow
-$1,301/mo
Cash Margin
-41.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 29 Floodgate Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.