621 Byron Street S, Whitby

$799,900
621 Byron Street S

$799,900

New
3d
DetachedBungalow

621 Byron Street S, Whitby

Total Monthly Obligation $4,188

HausQ Valuation Report
Beds
5
Baths
2
Park
3
Sqft
1100-1500
DOM
3d
Score
18
Yield
5.1%
Cash on Cash
-3.4%
Cap Rate
3.9%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Detached
MLS® Number-E14096362
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-42 × 90 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Taxes-$7,036.88 (2026)
Parking-3 - None
Basement-Apartment, Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-REAL ESTATE HOMEWARD
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate/TBA
Neighbourhood-Downtown Whitby
Title-Residential Freehold

No agent assigned

Welcome to this wonderful Home, Nestled in Whitby's Highly Coveted Down Town Core! This Bright and spacious detached bungalow offers exceptional versatility with 3 Bed Rooms and 1 Full Wash Room on the Main Floor. The Home Also features a huge basement apartment with 2 Bed Rooms and 1 Full Washroom, perfect for an extended family or those looking for Excellent Investment potential. The home has been thoughtfully updated, Freshly Painted throughout - Sept 2026, Updated kitchen - 2023, Main Vinyl Floor-2024, Main floor Crown Moulding -2024, Basement Vinyl Floor 2023. The Property Features 200 Amps Electrical Service, 2 Large Garden Sheds, A fantastic opportunity for families, multigenerational living or investors. Enjoy the outdoors with a front deck and a spacious, privately fenced backyard, ideal for Relaxing, Entertaining family and friends, and/or home gardening. Conveniently located just minutes Walk to public transportation and Whitby GO, as well as Downtown Whitby restaurants, grocery stores, shops, Top Rated Schools , Parks, Library and other High End Amenities. Come and See Everything This Ready to Move in Whitby Gem Has to Offer!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,188/mo
Mortgage $3,227
Monthly Loss $3,339
Principal$849
Interest$2,378
Property Tax$586
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,632/yr
NOI
$25,032/yr
Net Cash Flow
-$1,141/mo
Cash Margin
-33.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 621 Byron Street S

Time

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Data last updated within the past 24 hours.