670 Gordon Street 214, Whitby

$839,000
670 Gordon Street 214

$839,000

New
3d
Condo ApartmentApartment

670 Gordon Street 214, Whitby

Total Monthly Obligation $4,845

Bed+Den
3+1
Baths
2
Park
1
Sqft
1200-1399
DOM
3d
Score
17
Yield
5.5%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Condo Apartment
MLS® Number-E14096408
Bed+Den-3+1
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Oct 20, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$6,013.84 (2026)
Maintenance-$759.94/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-MANHATTAN REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Exterior-Vinyl Siding, Concrete
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Condo & Other

No agent assigned

Welcome to Harbourside Condominiums at the Whitby Waterfront! This spacious 1,322 sq. ft. corner suite offers 2 bedrooms and 2 bathrooms plus a den, combining a functional layout with thoughtful upgrades and exceptional storage. The upgraded kitchen features quartz countertops, stainless steel appliances, a built-in microwave, dishwasher, under-cabinet lighting and a convenient breakfast bar, ideal for casual dining and entertaining. The combined living and dining area has a southeast view and offers a welcoming space to relax or host guests, complemented by elegant crown moulding and a built-in electric fireplace with surrounding storage. Step out onto the private balcony and enjoy your own outdoor retreat.The spacious primary bedroom features a walk-in closet with permanent wood organizers and a private ensuite bathroom. The second bedroom offers convenient access to the second bathroom through a semi-ensuite arrangement, with access from both the bedroom and the hallway. Permanent wood organizers in closet(s) provide practical, built-in storage throughout. One underground parking space and an owned large locker are included. Enjoy the lifestyle of this sought-after Port Whitby community, with Lake Ontario, the marina, scenic waterfront trails and parks nearby. Residents can also enjoy access to the community clubhouse with outdoor BBQ areas. Conveniently located near Whitby GO Station, Highway 401, shopping, dining and everyday amenities, this home offers a wonderful balance of waterfront living and convenience.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$671,200
Land Transfer Taxes$13,255
Legal Fees (Est.)
$
Total cash required for closing$182,555

Total Monthly Obligation

$4,845/mo
Mortgage $3,384
Monthly Loss $3,955
Principal$891
Interest$2,494
Property Tax$501
Condo Fees$760
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.6%27
10-Year IRR
9.6%
Returns Index
14.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,392/yr
NOI
$24,220/yr
Net Cash Flow
-$1,366/mo
Cash Margin
-35.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 670 Gordon Street 214

Time

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