20 Brock Street, Oshawa

$575,000
20 Brock Street

$575,000

New
3d
Detached2-Storey

20 Brock Street, Oshawa

Total Monthly Obligation $2,960

Beds
4
Baths
2
Park
2
Sqft
700-1100
DOM
3d
Score
19
Yield
4.8%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-E14097292
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-35.75 × 50.05 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,186.15 (2026)
Parking-2 - None
Basement-Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Asbestos Siding
Roof-Other
Foundation-Other
Sewer-Sewer
Possession-Owner Occupied
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

Welcome to this beautifully upgraded home in the desirable O'Neill community of Oshawa,featuring a charming front porch and a bright, open-concept layout. Enjoy smooth ceilings, potlights, a cozy fireplace, and stylish wood-plank laminate flooring throughout.The modern kitchen boasts sleek, glossy white cabinetry, quartz countertops, a matchingbacksplash, stainless steel appliances, and a breakfast peninsula with seating for three. Aseparate formal dining area with a walkout to the patio provides the perfect setting forentertaining family and friends.Additional upgrades include fully renovated bathrooms with modern showers, Schlage smartlocks, a home security alarm system, elegant soffit lighting, and enhanced front and rearporches. The home also includes a stainless steel refrigerator, stove, dishwasher, washer anddryer, along with a like-new Lennox furnace.Ideally located just steps from top-rated Catholic and public schools, Costco, the hospital,parks, churches, public transit, restaurants, shopping, and all major amenities, this move-in-ready home offers the perfect blend of modern style, comfort, and convenience.A fantastic opportunity to own a thoughtfully upgraded home in a prime Oshawa location!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$460,000
Land Transfer Taxes$7,975
Legal Fees (Est.)
$
Total cash required for closing$124,475

Total Monthly Obligation

$2,960/mo
Mortgage $2,319
Monthly Loss $2,350
Principal$610
Interest$1,709
Property Tax$266
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%27
10-Year IRR
9.6%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,480/yr
NOI
$17,046/yr
Net Cash Flow
-$899/mo
Cash Margin
-39.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo55
Risk Index
26.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Brock Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.