161 Cathedral Drive, Whitby

$749,000
161 Cathedral Drive

$749,000

New
3d
Att/Row/Townhouse2-Storey

161 Cathedral Drive, Whitby

Total Monthly Obligation $3,861

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
3d
Score
18
Yield
4.8%
Cash on Cash
-4.2%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
12.0%
Property Type-Att/Row/Townhouse
MLS® Number-E14098128
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-39.07 × 136.27 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,582 (2025)
Parking-2 - Built-In
Basement-Unfinished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/MIRACLE REALTY LTD
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Allow 2 weeks
Neighbourhood-Rolling Acres
Title-Residential Freehold

No agent assigned

Welcome to 161 Cathedral Drive! Nestled in Whitby's highly sought-after Rolling Acres community, this spacious freehold 2-storey townhouse offers over 1,500 sq. ft. of bright, open-concept living space and backs onto a premium ravine lot with a walk-out basement. Featuring 3 bedrooms and 3 bathrooms, this home is ideal for first-time buyers, downsizers, or investors seeking exceptional value in a prime location. The highly functional layout includes a generous primary retreat complete with a private ensuite bath.Superbly maintained and presented in clean, original condition, this home offers a fantastic blank canvas opportunity-move in immediately and personalize over time to suit your style and vision.The full, wide-open walk-out basement remains completely unfinished, providing an incredible opportunity to create the ultimate recreation room, home theatre, gym, guest suite, or additional living space. Step outside to a private backyard setting overlooking the ravine on an extra-deep lot-offering both tranquility and added privacy.Located just minutes from top-rated schools, parks, shopping, restaurants, and convenient commuter access to Highways 407, 412, and 401, this is an exceptional opportunity to enter one of Whitby's most desirable family neighbourhoods. Don't miss your chance to own in Rolling Acres!

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$599,200
Land Transfer Taxes$11,455
Legal Fees (Est.)
$
Total cash required for closing$162,755

Total Monthly Obligation

$3,861/mo
Mortgage $3,021
Monthly Loss $3,066
Principal$795
Interest$2,226
Property Tax$465
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.8%1
5-Year IRR
8.7%27
10-Year IRR
9.6%
Returns Index
14.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,700/yr
NOI
$22,048/yr
Net Cash Flow
-$1,184/mo
Cash Margin
-39.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 161 Cathedral Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.