15 Huggins Drive, Whitby

$1,475,000
15 Huggins Drive

$1,475,000

New
3d
Detached2-Storey

15 Huggins Drive, Whitby

Total Monthly Obligation $7,267

HausQ Valuation Report
Beds
5
Baths
6
Park
2
Sqft
3000-3500
DOM
3d
Score
15
Yield
3.4%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-E14098572
Beds-5
Bathrooms-6
Size-3000-3500 sqft
Lot Size-12.2 × 30.5 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$11,310 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-BODE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Negotiable
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

2 STOREY DETACHED HOUSE : 5 large beds, 6 baths. Basement finished. Large Great Gulf house model. Over 4500sqft finished livable space. Coveted Donald A. Wilson School District. Four bedrooms with ensuite. Master having a 5-pc ensuite. Numerous builder upgrades focusing on comfort and energy efficiency. Luxury stainless steel appliances, including six-burner monogram gas range. Fenced backyard. Open concept kitchen. Hardwood flooring and granite counters with stone backsplash in the kitchen. Located on a quiet street in a family friendly neighbourhood within close walking distance to parks. Main floor office and upper floor library. Formal dining. California shutters, gas fireplace. Laundry conveniently located on second floor. 2 car garage and 2 car driveway. Minutes to Hwy 412, Whitby GO, Thermia Spa, Hospitals, Groceries, Costco, Schools (public & private), etc. Appliances: Fridge Stove, B/I Dishwasher, Washer & Dryer, window coverings and parking HVAC: A/C and tankless water heater. Some photos include virtual staging.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,180,000
Land Transfer Taxes$25,975
Legal Fees (Est.)
$
Total cash required for closing$322,475

Total Monthly Obligation

$7,267/mo
Mortgage $5,950
Monthly Loss $5,702
Principal$1,566
Interest$4,384
Property Tax$943
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,796/yr
NOI
$29,906/yr
Net Cash Flow
-$3,458/mo
Cash Margin
-81.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
14.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 15 Huggins Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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