117 Deer Ridge Crescent, Whitby

$1,399,000
117 Deer Ridge Crescent

$1,399,000

New
2d
Detached2-Storey

117 Deer Ridge Crescent, Whitby

Total Monthly Obligation $7,044

Beds
4
Baths
4
Park
2
Sqft
3000-3500
DOM
2d
Score
15
Yield
3.5%
Cash on Cash
-10.1%
Cap Rate
2.4%
5Y IRR
7.6%
10Y IRR
8.4%
Property Type-Detached
MLS® Number-E14102124
Beds-4
Bathrooms-4
Size-3000-3500 sqft
Lot Size-45.07 × 159.1 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$12,304.17 (2026)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/FUTURE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Luxury Living on a Ravine Lot in Whitby!Nestled in a prestigious, family-friendly neighbourhood, 117 Deer Ridge Crescent, Whitby offers an exceptional blend of elegance, space, and privacy. Set on a stunning 150-ft-deep private ravine lot, this impressive home is designed for refined living and effortless entertaining.The main floor features beautiful hardwood flooring throughout, a sun-filled interior, and an inviting family room with a cozy fireplace. And a dedicated den/home office-perfect for working from home. The well-appointed kitchen boasts high-end stainless steel appliances and a convenient walk-in pantry, offering both style and functionality. The lower level features impressive 10-ft ceilings, adding to the home's spacious feel.The second level offers four generously sized bedrooms, each with a walk-in closet. The luxurious primary retreat features a five-piece ensuite and separate his-and-hers walk-in closets. Bedrooms two and three share a convenient Jack-and-Jill ensuite bathroom, while the fourth bedroom features its own three-piece ensuite. A dedicated second-floor laundry room adds everyday convenience.The basement features 9-ft ceilings, offering excellent potential for additional living, recreation, or entertainment space.Enjoy the tranquility of a ravine setting while remaining close to schools, parks, shopping centres, public transportation, spa, trails and convenient access to Highway 412, 407 & 401.An exceptional opportunity to enjoy spacious living, thoughtful design, and a serene natural setting in one of Whitby's desirable neighbourhoods.

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%
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,119,200
Land Transfer Taxes$24,455
Legal Fees (Est.)
$
Total cash required for closing$305,755

Total Monthly Obligation

$7,044/mo
Mortgage $5,643
Monthly Loss $5,559
Principal$1,485
Interest$4,158
Property Tax$1,025
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%12
Cash-on-Cash
-13.5%0
5-Year IRR
5.1%11
10-Year IRR
6.8%
Returns Index
6.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,948/yr
NOI
$27,249/yr
Net Cash Flow
-$3,372/mo
Cash Margin
-82.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo21
Risk Index
14.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 117 Deer Ridge Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.