38 Silverbirch Place, Whitby

$1,169,000
38 Silverbirch Place

$1,169,000

New
2d
Detached2-Storey

38 Silverbirch Place, Whitby

Total Monthly Obligation $5,763

Beds
6
Baths
4
Park
4
Sqft
2000-2500
DOM
2d
Score
16
Yield
3.8%
Cash on Cash
-7.8%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-E14103922
Beds-6
Bathrooms-4
Size-2000-2500 sqft
Lot Size-39.21 × 177.74 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,073 (2025)
Parking-6 - Attached
Basement-Separate Entrance, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX GOLD REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Pringle Creek
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained 4-bedroom executive home, complete with a fully finished walk-out legal basement apartment, nestled on a premium pie-shaped, pool-sized lot with no rear neighbours - backing directly onto serene parkland for ultimate privacy and views. Step into the bright and spacious main floor featuring a sun-filled living room with large windows and gleaming hardwood floors, perfect for relaxing or entertaining. The formal dining room offers an elegant space for family gatherings and special occasions. The gourmet kitchen is a chefs dream, showcasing sleek countertops, custom backsplash, stainless steel appliances, pot lights, and crown moulding. A cheerful breakfast area overlooks the backyard and provides direct access to a large deck ideal for outdoor dining and enjoying the peaceful, fully fenced yard and park views. Just off the kitchen, a warm and inviting family room features a cozy gas fireplace the perfect space for casual nights in or entertaining guests. Upstairs, you'll find four generously sized bedrooms with ample closet space. The luxurious primary suite features a spa-inspired ensuite with a soaker tub, separate walk-in shower, and dual vanities a perfect retreat after a long day. The fully finished basement boasts a bright and modern two-bedroom apartment with a private walk-out entrance - ideal for multi-generational living or rental income potential. Located in a highly desirable neighbourhood close to top schools, parks, transit, and amenities, this exceptional property offers comfort, privacy, and versatility. Don't miss this rare opportunity!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$935,200
Land Transfer Taxes$19,855
Legal Fees (Est.)
$
Total cash required for closing$255,155

Total Monthly Obligation

$5,763/mo
Mortgage $4,715
Monthly Loss $4,522
Principal$1,241
Interest$3,475
Property Tax$673
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.4%0
5-Year IRR
6.6%17
10-Year IRR
8.0%
Returns Index
9.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,976/yr
NOI
$27,905/yr
Net Cash Flow
-$2,390/mo
Cash Margin
-63.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 38 Silverbirch Place

Time

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