485 Normandy Street 117, Oshawa

$464,900
485 Normandy Street 117

$464,900

New
2d
Condo TownhouseStacked Townhouse

485 Normandy Street 117, Oshawa

Total Monthly Obligation $2,748

Beds
3
Baths
2
Park
1
Sqft
1000-1199
DOM
2d
Score
22
Yield
6.7%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Condo Townhouse
MLS® Number-E14104166
Beds-3
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 21, 2026
Style-Stacked Townhouse
Building Type-Condo Townhouse
Age-0-5
Taxes-$3,702.05 (2026)
Maintenance-$364.46/mo
Locker-None
Parking-1 - None
Basement-None
Heating-Forced Air (Electric)
Brokerage-Keller Williams Energy Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-TBD
Neighbourhood-Central
Title-Residential Condo & Other

No agent assigned

Welcome to this beautifully maintained, just 3-year-old corner unit stacked townhouse offering approximately 1,100 sq. ft. of stylish, contemporary living space. Featuring modern upgrades throughout, including elegant quartz countertops and luxury vinyl flooring, this inviting home perfectly blends comfort, functionality, and modern design. The bright, open-concept kitchen, living, and dining area is enhanced by an abundance of windows, creating a warm and airy atmosphere ideal for everyday living and entertaining family and friends. The modern kitchen offers ample space for dining, complemented by a convenient breakfast bar-perfect for casual meals, morning coffee, or gathering with loved ones. Enjoy the added luxury of two full bathrooms and two private balconies-one accessible from the living room and the second from one of the bedrooms, offering inviting outdoor spaces to relax and unwind. Ideally situated in a family-friendly community, this home is close to schools, parks, places of worship, and convenient access to Highway 401. Just under a 10-minute drive to Oshawa Centre, Costco, and a wide variety of shopping, dining, and everyday amenities, this home offers the perfect combination of modern comfort and everyday convenience. A fantastic opportunity for families, first-time buyers, or anyone seeking stylish, low-maintenance living in a convenient location!

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$
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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$371,920
Land Transfer Taxes$5,773
Legal Fees (Est.)
$
Total cash required for closing$100,253

Total Monthly Obligation

$2,748/mo
Mortgage $1,875
Monthly Loss $2,255
Principal$493
Interest$1,382
Property Tax$309
Condo Fees$364
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.0%2
5-Year IRR
11.8%49
10-Year IRR
12.1%
Returns Index
25.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,056/yr
NOI
$17,475/yr
Net Cash Flow
-$419/mo
Cash Margin
-16.2%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo59
Risk Index
30.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 485 Normandy Street 117

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.