45 Rosemarie Crescent, Whitby

$838,000
45 Rosemarie Crescent

$838,000

New
2d
DetachedBungalow-Raised

45 Rosemarie Crescent, Whitby

Total Monthly Obligation $4,299

Beds
3
Baths
2
Park
5
Sqft
700-1100
DOM
2d
Score
17
Yield
4.4%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-E14104442
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-39.37 × 116.47 ft
Listed on site-Oct 21, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-16-30
Taxes-$6,528 (2025)
Parking-5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained spacious 3-bedroom, 2-bathroom raised bungalow nestled on a quiet, family-friendly street in one of Brooklin's most desirable neighbourhoods. Designed for comfortable everyday living, this home offers bright, inviting living spaces, a cozy family room, and a functional layout ideal for growing families, downsizers, or those who love to entertain. Step outside to a private, beautifully landscaped backyard, perfect for summer barbecues, relaxing evenings, or letting children and pets play. The professionally landscaped front and rear yards provide exceptional curb appeal and create a peaceful outdoor retreat. Pride of ownership is evident throughout, with numerous quality updates including: 2025: Professionally completed natural stone landscaping, new front entrance door and screen door ,freshly painted main floor. 2024: New window above the garage. 2019: New kitchen patio sliding door. 2018: New eavestroughs and downspouts. 2017: Furnace, central air conditioning, humidifier, water tank, garage door, and interior garage storm door. 2012: Roof replacement. This move-in ready home combines spacious living, quality updates, beautiful landscaping, and an outstanding location-offering an exceptional lifestyle in the heart of Brooklin.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$670,400
Land Transfer Taxes$13,235
Legal Fees (Est.)
$
Total cash required for closing$182,335

Total Monthly Obligation

$4,299/mo
Mortgage $3,380
Monthly Loss $3,410
Principal$890
Interest$2,491
Property Tax$544
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,672/yr
NOI
$21,977/yr
Net Cash Flow
-$1,549/mo
Cash Margin
-50.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Rosemarie Crescent

Time

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