220 Barrie Street, Essa

$775,000
220 Barrie Street

$775,000

New
37d
Detached2-Storey

220 Barrie Street, Essa

Total Monthly Obligation $3,754

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
37d
Score
18
Yield
4.3%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-N13789866
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-66.83 × 206.05 ft
Listed on site-Sep 16, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,040 (2025)
Parking-4 - Other
Basement-Partial Basement, Unfinished
Heating-Forced Air (Electric)
Brokerage-RIGHT AT HOME REALTY
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Stone
Sewer-Septic
Possession-Flexible
Neighbourhood-Thornton
Title-Residential Freehold

No agent assigned

Welcome to this charming century home, where soaring 9-foot ceilings and timeless character create an inviting first impression. Rich with history and warmth, the home showcases unique brick flooring, one-of-a-kind tin ceilings, and classic wood mouldings. The kitchen is full of old-world charm, featuring custom wood-detailed ceilings, craftsman-style cabinetry, and abundant natural light. Just off the kitchen, the cozy dining room with heated floors offers the perfect setting for family meals and intimate gatherings. The bright and welcoming living room highlights hardwood floors and elegant California shutters, blending comfort with style. Completing the main floor is a spacious 4-piece bathroom with heated floors, a separate shower, and a luxurious bubble tub. An added convenience, the main floor laundry room provides direct access to the backyard oasis-ideal for both everyday living and entertaining. Upstairs, the spacious primary bedroom features a private 2-piece ensuite and an oversized attached den, perfect for a home office, reading nook, or walk-in closet. Two additional well-sized bedrooms complete the upper level, offering flexibility for family or guests. Step outside to the true showpiece of the property: an expansive backyard oasis. Enjoy a thoughtfully designed courtyard, tranquil water feature, mature gardens, and towering trees. For hobbyists or outdoor enthusiasts, the impressive 24' x 20' workshop provides endless possibilities-ideal for storing toys and tools, or transforming into a studio or creative retreat. Located just minutes from local amenities and a short drive to Barrie or Innisfil, this home seamlessly blends rural charm with modern convenience. And as a delightful bonus, you're only a short walk to the beloved local ice cream parlour and community centre. Recent updates include: Main House Roof (2025/2022), Workshop Roof (2022), Hot Water Tank (Owned, 2023), Painted Workshop (2025), Gas Furnace (2021)

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$620,000
Land Transfer Taxes$11,975
Legal Fees (Est.)
$
Total cash required for closing$168,475

Total Monthly Obligation

$3,754/mo
Mortgage $3,126
Monthly Loss $2,932
Principal$823
Interest$2,303
Property Tax$253
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.4%26
10-Year IRR
9.3%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,240/yr
NOI
$22,376/yr
Net Cash Flow
-$1,261/mo
Cash Margin
-45.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
22.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 220 Barrie Street

Time

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