1326 Gilford Road, Innisfil

$1,198,800
1326 Gilford Road

$1,198,800

New
31d
DetachedBungalow

1326 Gilford Road, Innisfil

Total Monthly Obligation $5,750

Beds
4
Baths
3
Park
6
Sqft
1500-2000
DOM
31d
Score
15
Yield
3.2%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-N13815710
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-100 × 243.62 ft
Listed on site-Sep 22, 2026
Style-Bungalow
Building Type-Detached
Age-31-50
Taxes-$6,472.58 (2026)
Parking-8 - Attached
Basement-Finished, Walk-Up, Full
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP INCENTIVE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Rec Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick, Board & Batten
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-30-60 Dys/TBA
Neighbourhood-Gilford
Title-Residential Freehold

No agent assigned

Custom Built Bungalow with 3500+ Sq Ft of Living Space built by original owners. Gorgeous private yard over 1/2 Acre. Extensive gardens, trees and 6 car driveway +2.5 Car Garage. New $2M+ homes being built behind with mature hedges and trees can't see behind (very private). Huge Deck to overlook your private lawn/gardens and meticulously maintained. Steps to Lake Simcoe. Close to Marina & Boat launch. Located In the quaint village of Gilford. Easy access to Hwy 11/400 & amenities north or south. Main Front Office (described as 3rd Bdrm). Open Concept Family O/L Dining Room with Cathedral Ceilings & W/O to Huge Deck. Kitchen has granite c/tops & Under Cabinet Lighting. Breakfast Area with W/O to Stone W/W, gardens & trees and entrance to side yard. Spacious Master with H&H Closets, W/O to Deck, B/I Window seat & dressers & 5pc Ensuite with Sep Tub, 2 Sinks & Sep Shower. 2nd Bedroom with Double Closets. Main Floor Laundry & Entrance to 2.5 Car Garage with Staircase down to Basement. Totally finished basement with Brand New Broadloom T/Out. 3 Spacious Areas for games rooms, TV room, 4th Bedroom & 3pc Bathroom. Utility Room & Workshop (entrance to staircase up to garage). Very well maintained home shows true pride of ownership. Move in condition (mechanicals in great shape). Quality built with Silent Floor Trusses & Plywood. Some updates include-Leaf Gutters-20, Garage Doors-22, Mbr Ens & Main 4pc C/Tops-25, Kit Under Cab Lights-24,, Fpl-Fam-22, Kit appls-22, New Sump Pump & Batt B/Up 2500w inverter-26, Furnace-17, Shingles-16 and more! Easy to show & quick closing available but flexilbe on closing date

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$959,040
Land Transfer Taxes$20,451
Legal Fees (Est.)
$
Total cash required for closing$261,711

Total Monthly Obligation

$5,750/mo
Mortgage $4,836
Monthly Loss $4,478
Principal$1,272
Interest$3,563
Property Tax$539
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.2%0
5-Year IRR
5.2%12
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,868/yr
NOI
$24,009/yr
Net Cash Flow
-$2,835/mo
Cash Margin
-87.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1326 Gilford Road

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