12 McGrath Avenue, Richmond Hill

$998,000
12 McGrath Avenue

$998,000

New
30d
Att/Row/Townhouse3-Storey

12 McGrath Avenue, Richmond Hill

Total Monthly Obligation $4,785

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
30d
Score
17
Yield
3.9%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.6%
Property Type-Att/Row/Townhouse
MLS® Number-N13817904
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-21.02 × 44.32 ft
Listed on site-Sep 23, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,606.73 (2025)
Parking-2 - Built-In
Basement-Finished, Other
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rural Richmond Hill
Title-Residential Freehold

No agent assigned

Welcome to this beautiful, sun-filled freehold townhome in the highly sought-after Richmond Green community! With no POTL or maintenance fees, this bright and spacious home offers a functional layout perfect for everyday family living. The main floor features a welcoming foyer with convenient garage access, laundry and storage. Upstairs, the open-concept living and dining area is filled with natural light from large windows and features a smooth walkout to a spacious private balcony, the perfect spot to enjoy your morning coffee, unwind at the end of the day or entertain family and friends. The modern kitchen flows seamlessly into the living space and features quality finishes and plenty of room for everyone to gather. The upper level offers three generously sized bedrooms, including a bright primary retreat with two closets, ensuite bathroom and a balcony. An extra-long garage provides plenty of space for a large vehicle, while the extended driveway allows for additional parking. Located in one of Richmond Hill's most desirable family-friendly neighbourhoods, just minutes from top-ranked Richmond Green Secondary School, Richmond Green Sports Centre & Park, Costco, Home Depot, restaurants, shopping, transit and Hwy 404. A beautiful move-in-ready home in an incredible location!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$798,400
Land Transfer Taxes$16,435
Legal Fees (Est.)
$
Total cash required for closing$217,535

Total Monthly Obligation

$4,785/mo
Mortgage $4,026
Monthly Loss $3,725
Principal$1,059
Interest$2,966
Property Tax$384
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.4%1
5-Year IRR
7.4%20
10-Year IRR
8.5%
Returns Index
11.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,036/yr
NOI
$26,026/yr
Net Cash Flow
-$1,857/mo
Cash Margin
-57.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.545
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 McGrath Avenue

Time

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