32 Farley Circle, Georgina

$850,000
32 Farley Circle

$850,000

Price Change
29d
DetachedBungalow

32 Farley Circle, Georgina

Total Monthly Obligation $4,118

Beds
3
Baths
3
Park
9
Sqft
1100-1500
DOM
29d
Score
17
Yield
3.8%
Cash on Cash
-7.0%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-N13823372
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-50 × 163 ft
Listed on site-Sep 24, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,767.63 (2026)
Parking-10 - Detached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Historic Lakeshore Communities
Title-Residential Freehold

No agent assigned

Tucked into one of Willow Beach's most sought-after pockets, this beautifully updated home sits on a private, cedar-lined lot that feels like a retreat - while keeping you connected to everything that makes life on Lake Simcoe so special. The home has a fresh, modern feel with accent walls, abundant pot lights, and generous windows that keep every room bright and welcoming. A contemporary kitchen anchors the centre of the home, opening to both the living and family room spaces in a way that just *works* for real life. Storage is plentiful throughout, and with three 3-piece bathrooms (including two ensuites) mean busy mornings are never a bottleneck. Step outside through the charming French door walkouts - from either the primary bedroom or the living/dining area - onto a full-width deck overlooking a spacious backyard with a separate fire pit patio. Sip your morning coffee on the front deck instead, taking in the tranquil, landscaped yard. Outdoor perimeter pot lights and backyard lighting make the property glow after dark. There's parking for up to 9 cars, and a brand new horizontal privacy fence runs the full length of the property. Farley Circle isn't just a quiet, family-friendly street - it's a community. Residents enjoy private beach access at one end and a golf course at the other, with Lake Drive right there for morning walks or bike rides along the water. Minutes to Sutton and Keswick for all your everyday needs, quick access to Hwy 404, and under an hour to Toronto.**Recent Updates:** Deck (2023) Paved Driveway (2023) Fence (2024) Roof (2024) Hot Water Tank (2025)

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$680,000
Land Transfer Taxes$13,475
Legal Fees (Est.)
$
Total cash required for closing$184,975

Total Monthly Obligation

$4,118/mo
Mortgage $3,429
Monthly Loss $3,215
Principal$902
Interest$2,526
Property Tax$314
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.1%1
5-Year IRR
6.9%18
10-Year IRR
8.1%
Returns Index
10.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$20,892/yr
Net Cash Flow
-$1,688/mo
Cash Margin
-62.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo37
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 Farley Circle

Time

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Data last updated within the past 24 hours.