31 Northgate Crescent E, Richmond Hill

$1,999,999
31 Northgate Crescent E

$1,999,999

New
29d
Detached2-Storey

31 Northgate Crescent E, Richmond Hill

Total Monthly Obligation $9,763

Beds
7
Baths
6
Park
9
Sqft
5000 +
DOM
29d
Score
18
Yield
4.8%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-N13823650
Beds-7
Bathrooms-6
Size-5000 + sqft
Lot Size-66.11 × 150.92 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Taxes-$15,846 (2025)
Parking-11 - Attached
Basement-Apartment, Finished, Separate Entrance
Heating-Forced Air (Electric)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-Bayview Hill
Title-Residential Freehold

No agent assigned

Luxurious living in Bayview Hills! Impressive 5+2 bedroom home at Approx Total Include Bsmt 9000'Sq.Ft Of Luxury. 6040'Sq.Ft On 1st&2nd And 3000'Sq.Ft Bsmt, Grand foyer with marble inlay floors and vaulted 20ft ceilings. Hardwood T/O on main and 2nd. Eat-in Kitchen featuring new cabinets, centre island, granite countertops, backsplash, oversized tile floors & more (2023). Formal Living/Dining/Family Rooms adorned in intricate crown moulding T/O. Total 4 marble fireplaces including custom stone surrounds & mantels. All 5 bedrooms feature walk-in closets. 3 Bedrooms have ensuites. Spectacular Primary Bedroom Retreat with ensuite spa-like Bathroom and Dressing Room converted to 5th Bedroom. Finished Bsmt apartment w/separate entrance, open concept living/dining, full kitchen. 2 bedrooms with 3 walk-in closets combined and incredible 7pc ensuite spa in primary bsmt bedroom. * MainFloor Laundry & stove and Third Fridge ( 2026) . Complete exterior waterproofing (2023). Feature three(3) Separate Entrance doors. Three (3) kitchens . potential income 4,300$ monthly (Just Basemant + side unit). Walking distance to top-ranked Bayview Hill Elementary. Minutes to Hwy 404, shopping, hillcrest mall, & more!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,599,999
Land Transfer Taxes$36,475
Legal Fees (Est.)
$
Total cash required for closing$437,975

Total Monthly Obligation

$9,763/mo
Mortgage $8,067
Monthly Loss $7,640
Principal$2,123
Interest$5,945
Property Tax$1,321
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.1%1
5-Year IRR
10.0%35
10-Year IRR
10.5%
Returns Index
18.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$96,060/yr
NOI
$66,108/yr
Net Cash Flow
-$2,558/mo
Cash Margin
-32.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo17
Risk Index
14.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Northgate Crescent E

Time

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