825 Adams Road, Innisfil

$1,270,000
825 Adams Road

$1,270,000

New
29d
Detached2-Storey

825 Adams Road, Innisfil

Total Monthly Obligation $6,242

Beds
3
Baths
3
Park
3
Sqft
1500-2000
DOM
29d
Score
14
Yield
2.6%
Cash on Cash
-13.3%
Cap Rate
1.7%
5Y IRR
5.2%
10Y IRR
6.6%
Property Type-Detached
MLS® Number-N13823656
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-28.1 × 205 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$8,925.32 (2026)
Parking-4 - Detached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Flat
Foundation-Other
Sewer-Sewer
Possession-Flexible
Neighbourhood-Alcona
Title-Residential Freehold

No agent assigned

LAKE SIMCOE WATERFRONT RESIDENCE WITH A SANDY SHORELINE, PRIVATE DOCK, 205-FT-DEEP LOT & REFINED MODERN DESIGN! Built in 2022, this home brings a distinctly architectural approach to waterfront living, pairing clean lines with captivating sunrise views across the water. Set on a 205-ft-deep lot framed by mature greenery, the home offers nearly 1,750 sq. ft. above grade, with live-edge wood accents, statement lighting, an open-riser staircase and large-format tile flooring. The kitchen is beautifully appointed with white cabinetry, quartz counters, a tiled backsplash, apron-front sink, natural gas range, Bosch dishwasher and a large island with seating for four. The adjoining dining area connects easily with the kitchen, while the sunken living room is designed around the lake view, with multiple windows and a garden-door walkout bringing the shoreline into view. A 3-piece bathroom and laundry complete the main floor. The second level features three bedrooms, including a primary suite with elevated views across Lake Simcoe, a walk-through closet and private 2-piece ensuite. Two additional bedrooms share a 4-piece bathroom with a hydrotherapy tub, double vessel sinks and a live-edge vanity. Parking for four vehicles includes two driveway spaces, one carport space and one garage space. For those drawn to true waterfront living, few things compare with stepping from a beautifully finished home directly to the edge of Lake Simcoe.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,016,000
Land Transfer Taxes$21,875
Legal Fees (Est.)
$
Total cash required for closing$277,375

Total Monthly Obligation

$6,242/mo
Mortgage $5,123
Monthly Loss $4,894
Principal$1,348
Interest$3,775
Property Tax$744
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.3%9
Cash-on-Cash
-16.4%0
5-Year IRR
2.8%6
10-Year IRR
5.1%
Returns Index
4.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,372/yr
NOI
$16,609/yr
Net Cash Flow
-$3,739/mo
Cash Margin
-134.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.272
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
14.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 825 Adams Road

Time

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