21 English Oak Drive, Richmond Hill

$1,498,000
21 English Oak Drive

$1,498,000

New
28d
Detached2-Storey

21 English Oak Drive, Richmond Hill

Total Monthly Obligation $6,951

HausQ Valuation Report
Beds
5
Baths
4
Park
2
Sqft
2500-3000
DOM
28d
Score
15
Yield
3.5%
Cash on Cash
-7.8%
Cap Rate
2.9%
5Y IRR
9.4%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-N13827796
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-10.5 × 37.06 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,407.68 (2026)
Parking-4 - Attached
Basement-Apartment, Separate Entrance, Full, Finished
Heating-Forced Air (Gas)
Brokerage-REMAX YOUR COMMUNITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-To be arranged
Neighbourhood-Oak Ridges
Title-Residential Freehold

No agent assigned

Welcome to 21 English Oak Drive, a spacious and beautifully maintained 4-bedroom detached home with a bright and functional layout. Featuring a rare main-floor bedroom, ideal for elderly parents, in-laws, guests or anyone who prefers convenient main-level living. The main and second floors offer 3 bathrooms, including 2 full bathrooms upstairs and a convenient main-floor powder room. Enjoy the large glass-enclosed front porch with elegant marble flooring, a beautiful recent addition to the home. The fully finished basement features a separate entrance, additional bedroom, kitchen and 3-piece bathroom, offering excellent flexibility for extended family. Additional convenience includes an EV charging station. A spacious and versatile home designed for comfortable family and multi-generational living.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,198,400
Land Transfer Taxes$26,435
Legal Fees (Est.)
$
Total cash required for closing$327,535

Total Monthly Obligation

$6,951/mo
Mortgage $6,043
Monthly Loss $5,361
Principal$1,590
Interest$4,452
Property Tax$534
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.1%1
5-Year IRR
6.8%17
10-Year IRR
8.1%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,872/yr
NOI
$36,677/yr
Net Cash Flow
-$2,986/mo
Cash Margin
-67.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 English Oak Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.