39 Oxford Street, Richmond Hill

$1,699,000
39 Oxford Street

$1,699,000

Price Change
28d
Detached2-Storey

39 Oxford Street, Richmond Hill

Total Monthly Obligation $7,936

HausQ Valuation Report
Beds
6
Baths
4
Park
4
Sqft
3000-3500
DOM
28d
Score
16
Yield
3.8%
Cash on Cash
-6.9%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-N13829564
Beds-6
Bathrooms-4
Size-3000-3500 sqft
Lot Size-51.51 × 131.96 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,490.36 (2026)
Parking-6 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-HOMELIFE LANDMARK RH REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Mill Pond
Title-Residential Freehold

No agent assigned

Gorgeous 4+2 Bdrm 4 Baths Detached in Prestigious " Mill Pond". 51.51' x 131.96' Large Lot. Approx. 4400 S.F. Living Space ( 3150 S.F + Fin. Bsmt ). All Brick Exterior with Covered Porch. $$$ Upgrades: Crown Moulding, Hardwood/Laminate Flooring & Pot Lights on Main & Upper. Modern Kitchen Cabinets w/ Valance Lighting & S/S Appl, Quartz Countertop & Backsplash, Oak Staircase. Granite/ Quartz Vanity Tops in All Baths. Master with 5pcs Ensuite, W/I Closet & Office/Sitting area Combined. Fin. Basement with Separate Entrance, 2 Bdrm, Rec, Kitchen, Game Rm, 3pcs Bath & the 2nd Laundry Rm. Main Floor Laundry direct access to Garage. South Exposure Fenced Backyard with Patio & inground planter Box. Interlocking Long Driveway good for 4 Cars. Steps to Shopping Plaza & Public Transit. Close to Park, School & Supermarket. Mins Drive to Go Train Station & Hillcrest Mall, High Ranking Schools: St. Mary Immaculate Catholic Elementary School ( 81/2995), Alexander Mackenzie H.S. (70/732), St.Theresa of Lisieux Catholic H.S (3/732).

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,359,200
Land Transfer Taxes$30,455
Legal Fees (Est.)
$
Total cash required for closing$371,755

Total Monthly Obligation

$7,936/mo
Mortgage $6,853
Monthly Loss $6,132
Principal$1,803
Interest$5,050
Property Tax$708
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.6%21
10-Year IRR
8.6%
Returns Index
11.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$64,620/yr
NOI
$45,168/yr
Net Cash Flow
-$3,089/mo
Cash Margin
-57.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
14.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Oxford Street

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