20822 ON-48 Highway, East Gwillimbury

$1,749,900
20822 ON-48 Highway

$1,749,900

New
28d
Detached2-Storey

20822 ON-48 Highway, East Gwillimbury

Total Monthly Obligation $7,897

Beds
3
Baths
3
Park
10
Sqft
1500-2000
DOM
28d
Score
14
Yield
2.0%
Cash on Cash
-14.0%
Cap Rate
1.6%
5Y IRR
4.7%
10Y IRR
6.2%
Property Type-Detached
MLS® Number-N13832044
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-334 × 3181 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,564.33 (2025)
Parking-10 - None
Basement-Finished with Walk-Out
Heating-Forced Air (Electric)
Brokerage-CENTURY 21 HERITAGE GROUP LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Board & Batten
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Rural East Gwillimbury
Title-Residential Freehold

No agent assigned

Escape to your own private retreat in the heart of East Gwillimbury's prestigious Oak Ridges Moraine. Nestled among mature trees and surrounded by nature, this exceptional rural property offers the perfect blend of privacy, tranquility, and outdoor living while remaining conveniently close to town amenities and commuter routes. Wake each morning to breathtaking sunrises from the comfort of the sunroom, coffee in hand, as nature comes to life around you. Step outside and discover a lifestyle that many only dream about-walking trails right from your backyard, peaceful woodland views, and endless opportunities to enjoy the outdoors in every season. Whether it's snowshoeing through freshly fallen snow, tobogganing with the family, hiking through the forest, or simply enjoying the quiet sounds of nature, this property offers a year-round connection to the natural environment. The expansive grounds provide plenty of room for children and pets to roam freely, creating the ideal setting for families, outdoor enthusiasts, and those seeking a slower pace of life. Entertain with ease as the property offers ample space for hosting memorable gatherings with family and friends, from summer barbecues and outdoor celebrations to cozy evenings under the stars. Proudly situated within the environmentally significant Oak Ridges Moraine, this property benefits from a setting rich in natural beauty, protected landscapes, and abundant wildlife. Here, you'll enjoy the rare combination of seclusion and convenience, with nearby shopping, schools, recreation, and major transportation routes all within easy reach. More than just a home, this is a lifestyle-one defined by peaceful mornings, outdoor adventures, unforgettable gatherings, and the simple luxury of having nature at your doorstep. If you've been searching for a property that offers space to breathe, room to explore, and a true connection to the outdoors, your search ends here.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,399,920
Land Transfer Taxes$31,473
Legal Fees (Est.)
$
Total cash required for closing$382,953

Total Monthly Obligation

$7,897/mo
Mortgage $7,059
Monthly Loss $6,040
Principal$1,857
Interest$5,201
Property Tax$464
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.3%9
Cash-on-Cash
-16.6%0
5-Year IRR
2.5%6
10-Year IRR
4.8%
Returns Index
4.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,700/yr
NOI
$22,066/yr
Net Cash Flow
-$5,220/mo
Cash Margin
-175.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.262
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
13.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20822 ON-48 Highway

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.