39 Franklin Beach Road, Georgina

$739,000
39 Franklin Beach Road

$739,000

New
26d
Detached2-Storey

39 Franklin Beach Road, Georgina

Total Monthly Obligation $3,676

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
26d
Score
18
Yield
4.4%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-N13832814
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-50 × 100 ft
Listed on site-Sep 27, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,836.07 (2026)
Parking-5 - Carport
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-RE/MAX ALL-STARS REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Sutton & Jackson's Point
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated home, just walking steps from Beach & close to golf, offering the perfect blend of comfort & lakeside living. Situated on a private lot with no rear neighbors, the backyard features a newer deck, fire pit, multiple entertaining areas, & a spacious wrap-around upper deck overlooking the peaceful, large yard. The fully renovated kitchen (Spring 2026) features modern soft-close cabinetry, quartz countertops, backsplash, undermount lighting, large sink, pot lights & Stainless Steel Appliances including a Gas Stove & newer dishwasher. Additional updates include 2nd-floor windows (2023), new front landing, asphalt driveway (2025), and new deck with fence posts (2025). Laminate flooring runs throughout the main and upper levels. The main floor offers 2 bedrooms, a 4-piece bathroom, bright living/dining area, and walk-out to the backyard. Upstairs features the primary bedroom, an additional office space, large vaulted family room, 4-piece bathroom with jet tub & walk-out to the upper deck. Additional features include 200-amp service, municipal water and sewer, parking for 5 vehicles, and a clean, dry crawl space with easy access to mechanicals. A move-in-ready home offering privacy, extensive updates, and a fantastic location close to the lake, golf, and everyday amenities.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$591,200
Land Transfer Taxes$11,255
Legal Fees (Est.)
$
Total cash required for closing$160,555

Total Monthly Obligation

$3,676/mo
Mortgage $2,981
Monthly Loss $2,891
Principal$784
Interest$2,196
Property Tax$320
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,748/yr
NOI
$21,137/yr
Net Cash Flow
-$1,219/mo
Cash Margin
-44.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
22.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Franklin Beach Road

Time

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