89 Greenwood Road, Whitchurch-Stouffville

$1,399,000
89 Greenwood Road

$1,399,000

New
25d
Detached2-Storey

89 Greenwood Road, Whitchurch-Stouffville

Total Monthly Obligation $6,595

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
25d
Score
15
Yield
3.2%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-N13837356
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-49.81 × 86.31 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,927 (2026)
Parking-4 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric, Natural Gas
Pool-Outdoor, Salt
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

Rarely offered home on a highly sought-after 50' lot. Magnificent residence offers just under 4,300 sq ft of living space and a rarely available floor plan of its size, lovingly maintained by its original owner. Filled with love and joy, this is truly a family home, perfect for families of any size.Bright, spacious, and beautifully balanced, the home delivers an open yet comfortable feel from top to bottom. Large windows, modern design, and premium finishes flow throughout, anchored by a sizeable, upgraded modern kitchen.Set within vast green space, the location is second to none - just steps to schools, parks, walking trails, a pond, transit, and festive main street. The property is beautifully landscaped front to back, with an extra-large 2-car driveway with 2-car garage with new doors. Premium French doors, a large Jewelstone porch and beautiful landscaping and exterior pot-lights all-around create a stunning first impression, while convenient interior garage access adds everyday ease.Upstairs, the spacious principal bedroom features a walk-in closet and an exquisite 5-piece ensuite with a smart toilet, frameless glass-enclosed rainfall shower. Three additional generously sized bedrooms, a premium 5-piece bath with smart toilet and glass-enclosed shower, a dedicated laundry room, and a rare open-to-below. The large finished basement offers superior versatility and function, currently outfitted with a gym, media and recreation area with a bar, and a premium bath with steam sauna. The backyard is a true family paradise: a composite deck porch, an in-ground heated salt-water pool with waterfall feature, and a beautifully placed cherry blossom tree. Take in the sights and sounds of this private oasis from the eat-in kitchen and family room. Extra notables: Large 200amp breaker, and 2 ESA approved EV installations.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,119,200
Land Transfer Taxes$24,455
Legal Fees (Est.)
$
Total cash required for closing$305,755

Total Monthly Obligation

$6,595/mo
Mortgage $5,643
Monthly Loss $5,110
Principal$1,485
Interest$4,158
Property Tax$577
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
6.9%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,280/yr
NOI
$28,425/yr
Net Cash Flow
-$3,274/mo
Cash Margin
-88.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
14.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 89 Greenwood Road

Time

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