195 Richard Underhill Avenue, Whitchurch-Stouffville

$899,000
195 Richard Underhill Avenue

$899,000

New
24d
Semi-Detached 2-Storey

195 Richard Underhill Avenue, Whitchurch-Stouffville

Total Monthly Obligation $4,388

Beds
4
Baths
3
Park
1
Sqft
1500-2000
DOM
24d
Score
17
Yield
4.2%
Cash on Cash
-5.7%
Cap Rate
3.4%
5Y IRR
11.1%
10Y IRR
11.1%
Property Type-Semi-Detached
MLS® Number-N13839038
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-24.63 × 85.38 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$4,637.4 (2025)
Parking-2 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ALL-STARS REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Wood
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

**Rare 4 bedroom Semi**Welcome to 195 Richard Underhill Avenue - a stylish, move-in-ready semi-detached gem nestled in one of Stouffville's most desirable family-friendly communities. Excellent street with larger detached homes and lots of greenspace. Just steps from scenic walking trails and protected conservation lands, this bright and beautifully finished home offers the perfect blend of comfort, functionality, and modern style for young families, first-time buyers, and downsizers seeking a turnkey lifestyle in a vibrant, connected neighbourhood. Step inside to discover a spacious open-concept layout filled with natural light from oversized windows throughout. The inviting living and dining areas feature contemporary laminate flooring and a walkout to private backyard retreat. The sun-filled eat-in kitchen showcases stainless steel appliances, quartz countertops, a breakfast bar, and a stylish decorative backsplash. The direct access to the garage and the oversized powder room adds everyday convenience. As you make your way upstairs, you'll find four generously sized bedrooms and two spacious neutral-toned bathrooms, including a stunning primary retreat complete with a walk-in closet and a large 4-piece ensuite featuring a soaker tub and separate shower. The finished lower level extends your living space with an open-concept layout - ideal for a recreational space and home office. Step outside to find a backyard oasis, offering a peaceful setting with a spacious deck, charming pergola, and lush gardens that create the perfect outdoor escape. Ideally located close to everything Stouffville has to offer, including the shops and restaurants on Main Street, parks, trails, GO Transit, excellent schools, and the Stouffville Leisure Centre. Combining stylish living, generous space and an unbeatable location, this exceptional home truly offers the complete package. Who says you can't have it all?

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,388/mo
Mortgage $3,626
Monthly Loss $3,434
Principal$954
Interest$2,672
Property Tax$386
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%22
10-Year IRR
8.9%
Returns Index
12.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,452/yr
NOI
$24,569/yr
Net Cash Flow
-$1,579/mo
Cash Margin
-50.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 195 Richard Underhill Avenue

Time

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Data last updated within the past 24 hours.