320 Stewart Street, Newmarket

$799,900
320 Stewart Street

$799,900

New
23d
Detached1 1/2 Storey

320 Stewart Street, Newmarket

Total Monthly Obligation $3,995

Beds
4
Baths
3
Park
6
Sqft
1100-1500
DOM
23d
Score
20
Yield
5.2%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-N13842762
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-66 × 198 ft
Listed on site-Sep 30, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$4,725 (2026)
Parking-7 - Carport
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-BAY STREET GROUP INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-Gorham-College Manor
Title-Residential Freehold

No agent assigned

Generous Lot Dimensions: 66-foot frontage by 198-foot depth, offering significant space for substantial expansion or custom development. Conveniently positioned near healthcare facilities, major shopping centres, public transit, and GO Transit infrastructure. Direct proximity to Highway 404 for efficient travel across the region. Outstanding blueprint for builders, investors, or end-users seeking to design a custom luxury home. The current tenancy agreement terminates by October 31, 2026. Property Condition: The property is being sold in "As Is, Where Is"Extras:

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$3,995/mo
Mortgage $3,227
Monthly Loss $3,146
Principal$849
Interest$2,378
Property Tax$394
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.3%2
5-Year IRR
10.7%40
10-Year IRR
11.1%
Returns Index
21.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,316/yr
NOI
$27,959/yr
Net Cash Flow
-$897/mo
Cash Margin
-26.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
22.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 320 Stewart Street

Time

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Data last updated within the past 24 hours.