93 Fern Valley Crescent, Richmond Hill

$1,999,900
93 Fern Valley Crescent

$1,999,900

Price Change
23d
Detached2-Storey

93 Fern Valley Crescent, Richmond Hill

Total Monthly Obligation $9,209

Beds
5
Baths
4
Park
9
Sqft
3500-5000
DOM
23d
Score
14
Yield
2.8%
Cash on Cash
-11.0%
Cap Rate
2.2%
5Y IRR
7.0%
10Y IRR
7.9%
Property Type-Detached
MLS® Number-N13845460
Beds-5
Bathrooms-4
Size-3500-5000 sqft
Lot Size-62.96 × 246.13 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,205.12 (2025)
Parking-12 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX WEST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-45/60/TBA
Neighbourhood-Oak Ridges
Title-Residential Freehold

No agent assigned

Spectacular Executive 5 Bedroom, 3.5 Bath Executive Detached Situated On Premium Corner Pie Shaped Lot of 62.96ft X 241.13ft. Luxury Enhanced W/Strip Hardwood Floors, Grand Foyer, Dream Custom Kitchen W Tall & Deep Uppers & B/fast Area. Custom 'Euro Style' Granite Counter W Large Oversized Island And Breakfast Seating, Custom Backsplash, Upgraded Cabinets W Oversized Pantry & Tons Of Handy Storage, Stainless Appliances W 6-Burner Viking Gas Stove & Oven and Double Fridge/Freezer Combo. Great Living Functionality W Open Layout, Formal Dining Area Connected To Seating Area With Crown Moulding & Pot Lights Galore. Custom Fireplace In Sun Filled Living Room, Separate Private Office Space, Upgraded Lights & Plumbing Fixtures Thru-Out W Super Functional Mud/Laundry Room On Main Floor, Well Equipped With Spacious Living, Large Spacious Foyer Open To Second Floor W Wainscotting and Crown Moulding & Sun-Filled Dining Transitioning To Large Updated Deck at Backyard. Ascending To The Upper Level Is Unmatched & Unsurpassed W High-End Features/Finishes, Oversized Primary Bedroom W Makeup Area, Walk-in Closet and Recently Updated Ensuite With Custom Glass Shower. 2nd Floor Continues W 4 Additional Good Sized Bedrooms Well Equipped W Good Sized Windows & Closets Alongside Updated Bathroom. Basement Features Open Style Seating/Living Area, Walk-Out to Large Backyard, Kitchen Rough in, Recreation Area, 3 Piece Bathroom W Glass Shower, Large Windows, Plenty Of Storage, Pot Lights Galore W Separate Entrance & Great For Entertaining. Well Appointed, Functional Backyard Oasis, Walk-Out From Main To Large Sun-Filled Deck W Luxury High-End updated Railings. Beautiful And Exceptionally Large Vacation Inspired Oasis W Partial Tree Lined Yard For The Ultimate B-Yard Retreat, Combining Privacy & Style. Attached 3-Car Garage W B-Yard Access. Close To Transit, Amenities, Good Schools, Lake Wilcox and Major Highways!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,599,920
Land Transfer Taxes$36,473
Legal Fees (Est.)
$
Total cash required for closing$437,953

Total Monthly Obligation

$9,209/mo
Mortgage $8,067
Monthly Loss $7,086
Principal$2,123
Interest$5,944
Property Tax$767
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.8%0
5-Year IRR
4.7%10
10-Year IRR
6.5%
Returns Index
6.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$56,700/yr
NOI
$37,325/yr
Net Cash Flow
-$4,957/mo
Cash Margin
-104.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo17
Risk Index
12.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 93 Fern Valley Crescent

Time

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