97 Elm Street, Essa

$499,888
97 Elm Street

$499,888

Price Change
22d
DetachedBungalow

97 Elm Street, Essa

Total Monthly Obligation $2,479

HausQ Valuation Report
Beds
2
Baths
1
Park
3
Sqft
< 700
DOM
22d
Score
19
Yield
4.0%
Cash on Cash
-5.9%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-N13846876
Beds-2
Bathrooms-1
Size-< 700 sqft
Lot Size-81.25 × 121 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Taxes-$1,045.94 (2025)
Parking-3 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS INSPIRE REALTY, BROKERAGE
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-45-60 days
Neighbourhood-Angus
Title-Residential Freehold

No agent assigned

Looking for a place to call your own? This 2-bedroom bungalow in Angus could be the start of your next chapter. Set on a premium, fully fenced double corner lot, this home gives you room to enjoy the outdoors from day one. The backyard backs onto a tranquil stream and mature trees, creating a peaceful spot to unwind. Host friends on the family-sized deck, gather around the fire pit, or simply enjoy having space to make your own. Inside, you'll find an open-concept layout that makes it easy to spend time together. A fridge, stove, washer, and dryer are included, helping make the move a little easier. You're just minutes from shopping, restaurants, parks, schools, and CFB Borden, with Barrie about 20 minutes away. It's a convenient location with a country feel. For a first-time buyer, this is a chance to put down roots in a home with character, outdoor space, and room for the future. Low heating, hydro, and property tax costs add to its appeal. Flexible closing available if needed.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,910
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,951

Total Monthly Obligation

$2,479/mo
Mortgage $2,016
Monthly Loss $1,948
Principal$531
Interest$1,486
Property Tax$87
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.1%1
5-Year IRR
6.9%18
10-Year IRR
8.1%
Returns Index
10.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$19,752/yr
NOI
$12,231/yr
Net Cash Flow
-$997/mo
Cash Margin
-60.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
30.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 97 Elm Street

Time

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