140 Credit Lane, Richmond Hill

$1,099,990
140 Credit Lane

$1,099,990

New
22d
Att/Row/Townhouse3-Storey

140 Credit Lane, Richmond Hill

Total Monthly Obligation $4,812

Beds
3
Baths
4
Park
1
Sqft
2500-3000
DOM
22d
Score
20
Yield
4.5%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Att/Row/Townhouse
MLS® Number-N13847310
Beds-3
Bathrooms-4
Size-2500-3000 sqft
Lot Size-7.5 × 30.76 ft
Listed on site-Oct 1, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-New
Parking-2 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-BLUE DIAMOND REALTY CORPORATION
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Brick, Concrete
Roof-Flat
Foundation-Poured Concrete
Sewer-Sewer
Possession-90+ days
Neighbourhood-Jefferson
Title-Residential Freehold

No agent assigned

Unprecedented value with a new price on remaining Builder inventory! Welcome to the Towns on Bayview, located in an exclusive enclave of Richmond Hill. This spacious home of over 2500 sq ft backs onto greenspace and features modern finishes & unique features including 2nd floor den, chef kitchen with butler pantry. This brand new, never lived in home built by esteemed Home Builder, Primont Homes includes a full Tarion Warranty for added comfort. Location, quality, and upscale living awaits, book your private tour today. Price includes expanded HST rebate.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$879,992
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,973

Total Monthly Obligation

$4,812/mo
Mortgage $4,437
Monthly Loss $3,644
Principal$1,168
Interest$3,269
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.6%2
5-Year IRR
11.0%43
10-Year IRR
11.3%
Returns Index
22.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,356/yr
NOI
$39,920/yr
Net Cash Flow
-$1,110/mo
Cash Margin
-27.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 140 Credit Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.