41 Credit Lane, Richmond Hill

$1,099,990
41 Credit Lane

$1,099,990

New
22d
Att/Row/Townhouse3-Storey

41 Credit Lane, Richmond Hill

Total Monthly Obligation $4,812

Beds
3
Baths
4
Park
2
Sqft
2500-3000
DOM
22d
Score
19
Yield
4.4%
Cash on Cash
-2.3%
Cap Rate
4.1%
5Y IRR
13.8%
10Y IRR
13.2%
Property Type-Att/Row/Townhouse
MLS® Number-N13847328
Beds-3
Bathrooms-4
Size-2500-3000 sqft
Lot Size-23 × 75 ft
Listed on site-Oct 1, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-New
Parking-2 - Built-In
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-BLUE DIAMOND REALTY CORPORATION
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Unknown
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Jefferson
Title-Residential Freehold

No agent assigned

Unprecedented value with a new price on remaining Builder inventory! Welcome to the Towns on Bayview by Primont Homes. This home is nestled in an exclusive enclave & is conveniently located in close proximity to schools, shopping, and major routes. The flowing design of the floorplan offers an abundance of indoor and outdoor living space across all levels, spacious entertaining areas, and a rooftop terrace. The elegant finishes compliment the function and style of this spacious 2500 sq ft home. Enjoy the comfort and peace of mind of a full Tarion Warranty. List price includes expanded HST rebate.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$879,992
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,973

Total Monthly Obligation

$4,812/mo
Mortgage $4,437
Monthly Loss $3,644
Principal$1,168
Interest$3,269
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.6%40
10-Year IRR
11.0%
Returns Index
21.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$38,700/yr
Net Cash Flow
-$1,212/mo
Cash Margin
-30.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 41 Credit Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.