19842 Yonge Street, East Gwillimbury

$1,289,000
19842 Yonge Street

$1,289,000

New
22d
DetachedBungalow

19842 Yonge Street, East Gwillimbury

Total Monthly Obligation $6,030

Beds
5
Baths
2
Park
10
Sqft
1100-1500
DOM
22d
Score
16
Yield
3.7%
Cash on Cash
-7.0%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-N13849552
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-64.64 × 329.63 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$5,461.15 (2026)
Parking-12 - Attached
Basement-Apartment, Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE RCR REALTY
Cooling-None
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Brick, Cedar
Roof-Shingles
Foundation-Concrete Block
Sewer-Septic
Possession-TBA
Neighbourhood-Holland Landing
Title-Residential Freehold

No agent assigned

Nestled on a 1/2 acre waterfront lot in the peaceful community of Holland Landing, this bright bungalow offers a rare opportunity to enjoy a cottage-like setting just minutes from Newmarket and everyday amenities. Step inside to a functional, welcoming layout filled with natural light and a walkout to the deck that overlooks the serene backyard and watefront beyond. Imagine starting your morning with coffee by the water, unwinding at the end of the day surrounded by nature, or heading out from your own backyard with access along the Holland River to Lake Simcoe. The property offers a 2-car garage with a convenient drive-through option. Walk to neaby parks and trails, hop on your bike and enjoy the extensive trail system connecting you toward Newmarket and Aurora. The finished lower level adds exceptional versatility with a spacious recreation area, 2 additional bedrooms, a beautifully renovated bathroom and kitchenette - ideal for extended family, guests, teens, a home office or simply additional living space. Behind the scenes, most of the major improvements have already been taken care of. Notable updates include a newer drilled well; septic system - pumped and inspected in 2024, newer roof with added vents, deck, and updated windows throughout (with the exception of the front windows). All basement windows are egress. The lower level underwent an extensive permitted renovation in 2015 including spray foam insulation, quality subfloor, new electrical, and a new bathroom. The basement was also resealed and parged with drainage improvements completed. R-60 insulation was blown into the attic for added efficiency and protection through our Canadian winters. Move in and enjoy while customizing the home over time to create the perfect look and feel for your lifestyle. Waterfront bungalows offering this kind of functionality, privacy, and natural beauty do not come along often.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,031,200
Land Transfer Taxes$22,255
Legal Fees (Est.)
$
Total cash required for closing$281,555

Total Monthly Obligation

$6,030/mo
Mortgage $5,199
Monthly Loss $4,661
Principal$1,368
Interest$3,831
Property Tax$455
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.3%20
10-Year IRR
8.4%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$33,239/yr
Net Cash Flow
-$2,430/mo
Cash Margin
-60.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 19842 Yonge Street

Time

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