249 Britannia Avenue, Bradford West Gwillimbury

$599,999
249 Britannia Avenue

$599,999

New
22d
Semi-Detached Backsplit 3

249 Britannia Avenue, Bradford West Gwillimbury

Total Monthly Obligation $3,154

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
22d
Score
23
Yield
6.2%
Cash on Cash
2.2%
Cap Rate
5.0%
5Y IRR
17.3%
10Y IRR
16.0%
Property Type-Semi-Detached
MLS® Number-N13853506
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-30 × 130 ft
Listed on site-Oct 1, 2026
Style-Backsplit 3
Building Type-Semi-Detached
Taxes-$4,305.98 (2026)
Parking-3 - Built-In
Basement-Apartment
Heating-Forced Air (Gas)
Brokerage-RE/MAX PREMIER INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick Front, Metal/Steel Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Tbd
Neighbourhood-Bradford
Title-Residential Freehold

No agent assigned

Calling All First-Time Buyers & Upsizers! Incredible opportunity to break into the growing Bradford market with this bright and spacious 4-level backsplit semi-detached home in a family-friendly neighbourhood. Enjoy the perfect balance of city convenience and small-town living - only a 13-minute walk to the GO Station for an easy commute to downtown Toronto while coming home to a quieter, community-focused lifestyle. This well-maintained home is ideally located close to schools, parks, groceries, trails, the river, restaurants, and all major amenities, with quick access to Hwy 400. Recent updates include a new roof, furnace, A/C, fresh paint throughout, and a newly fenced backyard. Perfect for growing families or savvy buyers looking to offset their mortgage, the home features a separate entrance to a bachelor-style basement apartment complete with its own kitchen and 3-piece bathroom. Excellent income potential with estimated rental income of $1,200+/month. Whether you're looking for your first home, more space for your family, or an investment opportunity with built-in income potential - this home checks all the boxes.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,999
Land Transfer Taxes$8,475
Legal Fees (Est.)
$
Total cash required for closing$129,975

Total Monthly Obligation

$3,154/mo
Mortgage $2,420
Monthly Loss $2,517
Principal$637
Interest$1,783
Property Tax$359
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
13.0%57
10-Year IRR
13.0%
Returns Index
29.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,200/yr
NOI
$24,674/yr
Net Cash Flow
-$364/mo
Cash Margin
-11.7%0
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
28.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 249 Britannia Avenue

Time

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