49 High Street, Georgina

$450,000
49 High Street

$450,000

New
21d
DetachedBungalow

49 High Street, Georgina

Total Monthly Obligation $2,483

Beds
3
Baths
1
Park
2
Sqft
700-1100
DOM
21d
Score
22
Yield
6.0%
Cash on Cash
0.5%
Cap Rate
4.7%
5Y IRR
15.9%
10Y IRR
14.9%
Property Type-Detached
MLS® Number-N13855964
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-66 × 159 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,509.92 (2026)
Parking-3 - Detached
Basement-Crawl Space
Heating-Other (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Sutton & Jackson's Point
Title-Residential Freehold

No agent assigned

Attention builders, investors and contractors! Discover an excellent opportunity in the heart of Sutton West. This cozy 3-bedroom bungalow sits on a generous 66' x 159' lot with municipal water, hydro and natural gas. A detached garage with convenient public laneway access adds versatility. Ideally located near High Street shops and restaurants, schools, parks, the Georgina Centre for Arts & Culture, Peter Gzowski Library and The Link. Enjoy a short drive to Jackson's Point, Lake Simcoe beaches, marinas and waterfront recreation, with convenient access to Highways 48 and 404. An exceptional opportunity to renovate, personalize and bring your vision to life!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$360,000
Land Transfer Taxes$5,475
Legal Fees (Est.)
$
Total cash required for closing$96,975

Total Monthly Obligation

$2,483/mo
Mortgage $1,815
Monthly Loss $2,005
Principal$478
Interest$1,338
Property Tax$292
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.8%2
5-Year IRR
11.1%44
10-Year IRR
11.5%
Returns Index
22.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,880/yr
NOI
$16,182/yr
Net Cash Flow
-$467/mo
Cash Margin
-20.8%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7412
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo66
Risk Index
32.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 49 High Street

Time

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