25 Oak Avenue, Richmond Hill

$1,588,000
25 Oak Avenue

$1,588,000

New
20d
Detached2-Storey

25 Oak Avenue, Richmond Hill

Total Monthly Obligation $7,719

Beds
5
Baths
5
Park
4
Sqft
3000-3500
DOM
20d
Score
16
Yield
4.1%
Cash on Cash
-6.7%
Cap Rate
3.1%
5Y IRR
10.3%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-N13857982
Beds-5
Bathrooms-5
Size-3000-3500 sqft
Lot Size-45.05 × 98.92 ft
Listed on site-Oct 3, 2026
Style-2-Storey
Building Type-Detached
Taxes-$11,264.75 (2026)
Parking-6 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-SMART SOLD REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-South Richvale
Title-Residential Freehold

No agent assigned

Minutes To The Future Yonge Subway Extension, This Luxury Custom-Built Home Sits On A Premium 45x99 Ft Lot In Prestigious South Richvale. Renovated With 2024 Fresh Paint, Refinished Staircase And Basement Bathroom, Brand-new Dishwasher, Stove, And Range Hood, Plus A New A/C Installed In 2023. The Professionally Finished Basement Features A Walk-out To The Backyard, Where Mature Privacy Trees And An Oversized Deck Create An Idyllic Setting For Outdoor Family Gatherings. Oak Hardwood Floors Grace Both The Main And Second Levels. The Gourmet-Sized Kitchen, Complete With A Butler's Pantry, Is Made For Entertaining, While Every Second-floor Bedroom Offers The Luxury Of Its Own Walk-in Closet. A Four-car Parking Driveway Completes This Exceptional Residence. Highly Rated Schools Nearby, And Close To Yonge Street, Bus Stops, Hillcrest Mall, Parks, The Library, Restaurants, Highway 7 & 407, Walmart, Loblaws, Home Depot And More.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,270,400
Land Transfer Taxes$28,235
Legal Fees (Est.)
$
Total cash required for closing$347,335

Total Monthly Obligation

$7,719/mo
Mortgage $6,406
Monthly Loss $6,034
Principal$1,686
Interest$4,720
Property Tax$939
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.6%21
10-Year IRR
8.7%
Returns Index
11.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$64,536/yr
NOI
$42,318/yr
Net Cash Flow
-$2,879/mo
Cash Margin
-53.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo20
Risk Index
14.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Oak Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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