4 Hubbard Street, Georgina

$525,000
4 Hubbard Street

$525,000

New
17d
Detached1 1/2 Storey

4 Hubbard Street, Georgina

Total Monthly Obligation $2,740

Beds
3
Baths
1
Park
3
Sqft
1100-1500
DOM
17d
Score
22
Yield
5.8%
Cash on Cash
0.7%
Cap Rate
4.7%
5Y IRR
16.1%
10Y IRR
15.1%
Property Type-Detached
MLS® Number-N13867048
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-79.2 × 200 ft
Listed on site-Oct 6, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,970 (2025)
Parking-6 - Carport
Basement-Crawl Space
Heating-Baseboard (Electric)
Brokerage-RE/MAX Jazz INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-Above Ground
Facing-North
Exterior-Wood , Board & Batten
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-TBA
Neighbourhood-Pefferlaw
Title-Residential Freehold

No agent assigned

Perfect for First-Time Buyers, Families & DIY Enthusiasts! Welcome to 4 Hubbard Street - a rare opportunity to own a charming 3-bedroom home on a large, private lot in one of Pefferlaw's most peaceful neighbourhoods. Located on a quiet dead-end street with minimal traffic, this property offers the ideal setting for families, first-time buyers, downsizers, or anyone eager to create their dream space. Home Features 3 comfortable bedrooms and 1 full bathroom Functional layout ready for your personal touch A great opportunity for DIY projects, updates, or a full renovation Solid structure with endless potential to add value Room for Your Projects The expansive lot provides ample space for a workshop, garage, or additional storage - perfect for hobbyists, tradespeople, or anyone who needs extra room to create and build. Unbeatable Location. Just steps from the Pefferlaw Sports Complex, you'll enjoy an active lifestyle right in your backyard: Ball diamonds, Open fields, Pickleball courts, Bike park, Skate park, Outdoor ice rink, and Community events year-round. This is a fantastic setting for families, outdoor lovers, and anyone who values community living. A Smart Move in a Growing Community. Don't miss your chance to enter the market with a solid home on a fantastic lot in a neighbourhood that continues to grow and thrive. Whether you're starting out, investing, or looking for a project with serious potential, this property has tons of opportunity.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$420,000
Land Transfer Taxes$6,975
Legal Fees (Est.)
$
Total cash required for closing$113,475

Total Monthly Obligation

$2,740/mo
Mortgage $2,118
Monthly Loss $2,183
Principal$557
Interest$1,560
Property Tax$248
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.0%2
5-Year IRR
11.7%48
10-Year IRR
11.9%
Returns Index
24.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,216/yr
NOI
$19,724/yr
Net Cash Flow
-$474/mo
Cash Margin
-18.8%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
30.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Hubbard Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.