11 Espby Court, Richmond Hill

$1,688,000
11 Espby Court

$1,688,000

New
17d
Detached2-Storey

11 Espby Court, Richmond Hill

Total Monthly Obligation $7,829

Beds
4
Baths
3
Park
4
Sqft
3000-3500
DOM
17d
Score
15
Yield
3.4%
Cash on Cash
-8.6%
Cap Rate
2.7%
5Y IRR
8.8%
10Y IRR
9.3%
Property Type-Detached
MLS® Number-N13867372
Beds-4
Bathrooms-3
Size-3000-3500 sqft
Lot Size-34.74 × 126.98 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$7,738.6 (2025)
Parking-6 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-ADMIRAL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood, Family Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flex Closing
Neighbourhood-Westbrook
Title-Residential Freehold

No agent assigned

Discover grand interiors & exceptional outdoor living at 11 Espby Court, among the street's largest homes, offering 3,044 sqft., 4 bedrooms & 3 bathrooms on a quiet Cul-de-Sac in Richmond Hill's desirable Westbrook community. Double doors reveal a grand Scarlett O'Hara staircase beneath a skylight illuminating the foyer & central interior. Engineered hardwood & tile flooring extend throughout the main & second levels, with crown moulding in living spaces & bedrooms. Open-concept living & dining rooms feature pot lights & large casement windows, while a bright main-floor office offers flexibility for extended family. The family room features a brick wood-burning fireplace, pot lights & casement windows. A renovated chef's kitchen showcases stainless steel appliances, quartz countertops, backsplash, double undermount sink, ample cabinetry & a breakfast bar. The breakfast nook opens to a spacious covered deck overlooking a private, fully fenced backyard, with included patio furniture & a BBQ ideal for entertaining & family fun. A mudroom with laundry & garage access & powder room complete the main level. Upstairs, the primary retreat features double-door entry, separate his-&-hers walk-in closets & a renovated 4-piece ensuite with a soaker tub, frameless glass shower, vanity, pot lights & a window. Three additional bedrooms offer generous double closets, including one with access to a central study overlooking the front yard. A second 4-piece bathroom with a double-sink vanity & separate shower serves this level. The unfinished basement provides space to customize. Enjoy access to Toll Bar & Twickenham parks, Maple Downs Golf Club & Elgin West Community Centre, with nearby schools including Silver Pines PS, St. Theresa of Lisieux CHS. Shopping, restaurants, Imagine Cinemas, Mackenzie Hospital, Richmond Hill Public Library & Hillcrest Mall add everyday convenience, while YRT/Viva transit & connections to Highways 7, 407 & 404 facilitate travel across the GTA.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,350,400
Land Transfer Taxes$30,235
Legal Fees (Est.)
$
Total cash required for closing$369,335

Total Monthly Obligation

$7,829/mo
Mortgage $6,809
Monthly Loss $6,037
Principal$1,792
Interest$5,017
Property Tax$645
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.3%15
10-Year IRR
7.7%
Returns Index
9.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$57,096/yr
NOI
$39,148/yr
Net Cash Flow
-$3,547/mo
Cash Margin
-74.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
14.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11 Espby Court

Time

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Data last updated within the past 24 hours.