7 Vita Stephanie Court, Georgina

$709,900
7 Vita Stephanie Court

$709,900

New
16d
Att/Row/Townhouse2-Storey

7 Vita Stephanie Court, Georgina

Total Monthly Obligation $3,698

Beds
5
Baths
4
Park
2
Sqft
1500-2000
DOM
16d
Score
19
Yield
5.0%
Cash on Cash
-3.4%
Cap Rate
3.8%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Att/Row/Townhouse
MLS® Number-N13871036
Beds-5
Bathrooms-4
Size-1500-2000 sqft
Lot Size-15.03 × 92.8 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,515.01 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Sutton & Jackson's Point
Title-Residential Freehold

No agent assigned

Finally, an affordable home that checks all the boxes! This beautifully upgraded end-unit townhouse perfectly blends comfort, style, and space. Featuring 4+1 bedrooms, 4 bathrooms, and 1,963 sq. ft. of living space plus an additional 1,029 sq. ft. in the bright finished basement, this home is designed for modern family living. You'll love the soaring ceilings and tall windows that fill the home with natural light. The layout is incredible, offering distinct spaces that suit everyone's individual needs. Enjoy hardwood floors throughout the main level, upper hallway, and stairs, along with smooth ceilings and upgraded lighting. The kitchen features a coffee bar, granite countertops, and plenty of extra cabinetry for storage. The great room centers around a cozy gas fireplace, perfect for relaxing evenings at home. A main floor laundry with garage access adds everyday convenience-especially during the winter months. Step outside to your oversized lot with a private interlock patio surrounded by lush perennial gardens-ideal for entertaining or enjoying a quiet morning coffee. The covered front porch is a perfect spot to unwind and watch a summer rainstorm roll through. Upstairs, the primary suite offers a walk-in closet and a luxurious ensuite with a soaker tub and walk-in shower. The finished basement adds even more living space with high ceilings, a fifth bedroom, 3-piece bathroom, and ample storage, including a cold cellar and extra rooms under the stairs and at the back. With a double driveway, five bedrooms, and four bathrooms, there's room for everyone. Located close to shopping, schools, and Highway 48, this home sits in the welcoming Sutton community, known for its natural beauty and local treasures like Jackson's Point Harbour, Briars Golf Club, and Sibbald Point Provincial Park.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$567,920
Land Transfer Taxes$10,673
Legal Fees (Est.)
$
Total cash required for closing$154,153

Total Monthly Obligation

$3,698/mo
Mortgage $2,864
Monthly Loss $2,945
Principal$754
Interest$2,110
Property Tax$460
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
10.0%
Returns Index
16.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$21,845/yr
Net Cash Flow
-$1,043/mo
Cash Margin
-35.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 Vita Stephanie Court

Time

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