54 Theobalds Circle, Richmond Hill

$2,150,000
54 Theobalds Circle

$2,150,000

New
16d
Detached2-Storey

54 Theobalds Circle, Richmond Hill

Total Monthly Obligation $9,797

Beds
6
Baths
5
Park
6
Sqft
3000-3500
DOM
16d
Score
14
Yield
3.0%
Cash on Cash
-10.1%
Cap Rate
2.4%
5Y IRR
7.7%
10Y IRR
8.4%
Property Type-Detached
MLS® Number-N13871220
Beds-6
Bathrooms-5
Size-3000-3500 sqft
Lot Size-53.86 × 114.94 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$8,992.03 (2026)
Parking-8 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-120 Days/Tba
Neighbourhood-Mill Pond
Title-Residential Freehold

No agent assigned

A stately centre-hall Georgian residence, thoughtfully reimagined by award-winning design firm BiglarKinyan for modern family living. Set on one of Heritage Estates' most coveted streets, this beautifully renovated home combines timeless architecture and refined interiors. A dramatic two-storey foyer, sweeping curved staircase, Palladian windows and 9-foot main-floor ceilings create an immediate sense of scale and natural light. Elegant living and dining rooms complement a library/home office, bespoke kitchen with upscale appliances, mudroom and sunken family room approaching 10-foot ceilings. Expansive windows frame tranquil south-facing garden views and connect the principal living spaces to the outdoors. Upstairs, four bedrooms include a primary retreat with sitting area and beautifully appointed ensuite. The finished lower level offers recreation and entertainment space, plus two additional rooms and baths. Landscaped gardens, pergola, long driveway and detached carriage-style garage complete the property. Area Catholic high school St. Theresa of Lisieux ranked #1 in Ontario, scoring 10/10 in the Fraser Institute's 2025 report. Moments from Mill Pond Park, wooded and paved trails, tennis, playgrounds, shops and restaurants, 54 Theobalds Circle offers a rare combination of distinguished architecture, nature and community.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,720,000
Land Transfer Taxes$40,225
Legal Fees (Est.)
$
Total cash required for closing$471,725

Total Monthly Obligation

$9,797/mo
Mortgage $8,673
Monthly Loss $7,515
Principal$2,282
Interest$6,390
Property Tax$749
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%12
Cash-on-Cash
-12.9%0
5-Year IRR
5.4%12
10-Year IRR
7.0%
Returns Index
7.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$64,200/yr
NOI
$44,288/yr
Net Cash Flow
-$4,982/mo
Cash Margin
-93.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.434
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo17
Risk Index
12.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 54 Theobalds Circle

Time

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