195 King Street, East Gwillimbury

$849,900
195 King Street

$849,900

New
16d
DetachedBungalow-Raised

195 King Street, East Gwillimbury

Total Monthly Obligation $4,151

HausQ Valuation Report
Beds
3
Baths
2
Park
5
Sqft
1100-1500
DOM
16d
Score
18
Yield
4.6%
Cash on Cash
-3.6%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-N13871658
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-60.79 × 117.7 ft
Listed on site-Oct 7, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,176 (2025)
Parking-7 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK YORK GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-TBD
Neighbourhood-Mt Albert
Title-Residential Freehold

No agent assigned

Well-cared-for all-brick raised bungalow in the heart of Mt Albert, offering bright, spacious principal rooms and a thoughtfully updated interior. The modern kitchen features granite countertops, ceramic backsplash, pot lights and a breakfast bar, with a walkout to a large deck-perfect for outdoor dining and entertaining. The open-concept living and dining area is warm and inviting, highlighted by a gas fireplace, creating seamless indoor-outdoor living. The main floor includes two generously sized bedrooms, while the lower level offers a third bedroom along with a professionally finished recreation space boasting 9-foot ceilings and large windows for plenty of natural light. An additional unfinished area provides excellent potential for future customization. The primary bedroom includes a walk-in closet and ceiling fan for added comfort. Exterior features include a private, fully fenced 60' wide lot and a double-car garage. Located within walking distance to the library, recreation centre, schools, parks, shopping and a splash pad, this home offers both convenience and a family-friendly lifestyle.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,151/mo
Mortgage $3,428
Monthly Loss $3,249
Principal$902
Interest$2,526
Property Tax$348
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-7.9%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,300/yr
NOI
$26,694/yr
Net Cash Flow
-$1,204/mo
Cash Margin
-36.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 195 King Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.