26 Penwick Crescent, Richmond Hill

$1,188,000
26 Penwick Crescent

$1,188,000

Price Change
16d
DetachedSidesplit 3

26 Penwick Crescent, Richmond Hill

Total Monthly Obligation $5,655

HausQ Valuation Report
Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
16d
Score
17
Yield
4.3%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-N13874650
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-53.91 × 121.12 ft
Listed on site-Oct 7, 2026
Style-Sidesplit 3
Building Type-Detached
Taxes-$5,859.27 (2025)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-NEW HOME INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Above Ground
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30-59 days
Neighbourhood-North Richvale
Title-Residential Freehold

No agent assigned

**MOVE-IN READY! NEWLY UPGRADED!!** This Beautiful 3-Bedroom, 2.5-Bathroom Side-Split Detached Home Is Surrounded by Mature Tree-Lined Streets and Features a Large West-Facing Backyard! The Family Room Showcases a Designer-Curated Panelled Feature Wall With an Electric Fireplace, Creating a Warm & Cozy Atmosphere, Plus a Direct Access to the Backyard! The Living Room Features Newer Oversized Windows, Allowing Abundant Whole-Day Natural Sunlight to Pour In! Fully Updated Kitchen With Brand-New Cabinets, Knobs & Appliances, Delivering a Modern & Sleek Finish Throughout! Property Is Surrounded by Community Parks, With Easy Access to Schools, Hillcrest Mall & Everyday Amenities. TOP-RANKED SCHOOLS nearby: 9-Min Drive to St. Theresa of Lisieux Catholic High School (Fraser Institute Score: 10/10). 2-Min Drive to St. Charles Garnier Catholic Elementary School (Fraser Institute Score: 9.3/10). A Wonderful Place to Call Home!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$950,400
Land Transfer Taxes$20,235
Legal Fees (Est.)
$
Total cash required for closing$259,335

Total Monthly Obligation

$5,655/mo
Mortgage $4,792
Monthly Loss $4,394
Principal$1,261
Interest$3,531
Property Tax$488
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
8.9%28
10-Year IRR
9.6%
Returns Index
15.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$51,240/yr
NOI
$35,757/yr
Net Cash Flow
-$1,812/mo
Cash Margin
-42.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 Penwick Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.