10 Vita Stephanie Court, Georgina

$695,000
10 Vita Stephanie Court

$695,000

New
15d
Att/Row/Townhouse2-Storey

10 Vita Stephanie Court, Georgina

Total Monthly Obligation $3,571

Beds
4
Baths
3
Park
1
Sqft
1500-2000
DOM
15d
Score
19
Yield
5.1%
Cash on Cash
-2.5%
Cap Rate
4.0%
5Y IRR
13.6%
10Y IRR
13.0%
Property Type-Att/Row/Townhouse
MLS® Number-N13875766
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-12.37 × 84.76 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$4,712.61 (2026)
Parking-2 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Sutton & Jackson's Point
Title-Residential Freehold

No agent assigned

Tucked within Sutton West's Highfield Landing, this beautifully appointed 4 bed, 3 bath end-unit townhome offers a rare combination of space, privacy and refinement. Built in 2017, the home offers 1,962 sqft of above-grade living space, unfolding across two well-designed levels. The moment you step inside, 9ft ceilings and an abundance of natural light create an airy sense of scale. A separate formal great room offers an elegant first impression before the home opens into its expansive main living area, where the kitchen, dining room and living room flow effortlessly together. Designed with entertaining in mind, the open layout carries gatherings naturally from the kitchen to the dining table and fireside, while still offering distinct spaces to retreat and unwind. A large gas fireplace anchors the space, bringing warmth and character to the heart of the home. The kitchen is finished with upgraded cabinetry, granite counters, a glass tile backsplash, coffee bar, island paneling and pendant lighting. Upstairs, four generous bedrooms await, including a spacious primary suite with a custom walk-in closet and private ensuite, while new broadloom throughout all four bedrooms adds a fresh finish underfoot. The unfinished lower level offers another layer of possibility, with generous ceiling height and a bathroom rough-in already in place. Outside, the end-unit setting reveals one of the home's loveliest surprises: a beautifully established backyard with the intimate feel of a private courtyard, where a layered deck and patio create a secluded setting for morning coffee, hosting friends & family and evenings outdoors. At the front of the home, mature, manicured perennial gardens and lush hydrangeas bring colour and character to the property. Sutton West's historic High Street is a short walk away, placing local shops, restaurants and small-town charm within easy reach. This is a home designed to be lived in, loved and enjoyed.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$556,000
Land Transfer Taxes$10,375
Legal Fees (Est.)
$
Total cash required for closing$150,875

Total Monthly Obligation

$3,571/mo
Mortgage $2,803
Monthly Loss $2,833
Principal$738
Interest$2,066
Property Tax$393
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.4%1
5-Year IRR
9.8%34
10-Year IRR
10.5%
Returns Index
18.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$22,647/yr
Net Cash Flow
-$916/mo
Cash Margin
-31.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Vita Stephanie Court

Time

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