3520 Highway 89, Innisfil

$788,800
3520 Highway 89

$788,800

New
15d
Detached2-Storey

3520 Highway 89, Innisfil

Total Monthly Obligation $3,922

Beds
3
Baths
2
Park
8
Sqft
1500-2000
DOM
15d
Score
23
Yield
5.9%
Cash on Cash
2.0%
Cap Rate
5.0%
5Y IRR
17.1%
10Y IRR
15.9%
Property Type-Detached
MLS® Number-N13876472
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-181.53 × 151.35 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,378 (2025)
Parking-8 - None
Basement-Finished
Heating-Forced Air (Oil)
Brokerage-SOTHEBY'S INTERNATIONAL REALTY CANADA
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Septic
Possession-TBA
Neighbourhood-Rural Innisfil
Title-Residential Freehold

No agent assigned

Rare opportunity to own an expansive private retreat in Innisfil, situated on a massive 181.53 ft x 151.35 ft lot. This bright 3-bedroom residence features a seamless open -concept living and dining area designed for modern living, complemented by a dedicated main floor family room that offers additional cozy space for relaxation or a home office. Recent mechanical upgrades provide peace of mind, including updated windows, a new furnace, and a replaced oil tank. Car enthusiasts and hobbyists will appreciate the impressive driveway with parking for 8+ vehicles. The property's significant frontage and depth create a truly private oasis with a serene, treed backdrop, offering endless possibilities for outdoor recreation or future customization. Perfectly positioned to enjoy a peaceful, rural atmosphere while maintaining easy access to local amenities, this home is a unique find for those seeking unparalleled space and tranquility. The location perfectly balances seclusion with convenience, situated just minutes from Highway 400 for seamless commute. Enjoy easy access to premier shopping at the local outlet mall and the charming, historic atmosphere of nearby Cookstown.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$631,040
Land Transfer Taxes$12,251
Legal Fees (Est.)
$
Total cash required for closing$171,511

Total Monthly Obligation

$3,922/mo
Mortgage $3,182
Monthly Loss $3,084
Principal$837
Interest$2,345
Property Tax$365
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-2.9%4
5-Year IRR
13.3%60
10-Year IRR
13.2%
Returns Index
31.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,800/yr
NOI
$33,242/yr
Net Cash Flow
-$412/mo
Cash Margin
-10.6%1
Cash Flow Index
0.6/ 100
Risk Profile
Weight: 20%
DSCR
0.8718
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
25.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3520 Highway 89

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.