111 Whispering Pine Trail, Aurora

$2,170,000
111 Whispering Pine Trail

$2,170,000

New
15d
Detached2-Storey

111 Whispering Pine Trail, Aurora

Total Monthly Obligation $10,177

Beds
4
Baths
5
Park
12
Sqft
3000-3500
DOM
15d
Score
14
Yield
2.7%
Cash on Cash
-12.2%
Cap Rate
2.0%
5Y IRR
6.0%
10Y IRR
7.2%
Property Type-Detached
MLS® Number-N13879132
Beds-4
Bathrooms-5
Size-3000-3500 sqft
Lot Size-167.19 × 194.57 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$12,584.92 (2026)
Parking-24 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK YORK GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Electric, Wood
Pool-Inground, Salt
Facing-East
Exterior-Brick, Concrete Poured
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Other
Neighbourhood-Hills of St Andrew
Title-Residential Freehold

No agent assigned

Set in the prestigious Hills of St. Andrew, 111 Whispering Pine Trail is surrounded by mature, tree-lined streets and scenic walking trails in one of Aurora's most sought-after enclaves - just minutes from St. Andrew's College & St. Anne's School. Sitting amongst executive homes, this is one of the largest lots in the community at over half an acre! This property is anchored by extensive professional landscaping and mature tree that frame the space, plus an inground saltwater pool and a resort style backyard. Beyond the main residence sits a nearly 2,000 square foot detached shop which opens up possibilities rarely found at this scale! Fully insolated, equipped with 200-amp service, a washroom, a large air compressor line for a vehicle hoist, 14 ft ceilings, this space is ready to become whatever fits your life. A professional workshop, a home gym, a private studio, a business office, or simply the ultimate entertainment retreat. Hundreds of thousands were spent on this fully permitted ONE-OF-A-KIND structure! Inside the home, a versatile upstairs loft offers the same flexibility. Envision another bedroom, a yoga studio, a teen lounge, a children's playroom, or another home office. The opportunities are endless! But that's not all. This home offers over 4,000 square feet of living space and is full of pride of ownership! Hardwood throughout, heated floors under all tiled surfaces (foyer, mud room, all bathrooms, basement hall and bathroom), brand new pool pump and heater (2026), high efficiency furnace (2025) A/C (2021) Windows, pool liner, roof (2019) R.O system (2025) . Lutron lights (controlled anywhere in the world) for exterior lighting. Underground sprinklers throughout the property including all flower beds. Inground sprinklers throughout property including all flower beds. Entire basement and attic has been spray foamed. This is a home designed to grow with you: spacious, adaptable, and built for every season of life. Do not miss this one!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,736,000
Land Transfer Taxes$40,725
Legal Fees (Est.)
$
Total cash required for closing$476,225

Total Monthly Obligation

$10,177/mo
Mortgage $8,753
Monthly Loss $7,874
Principal$2,303
Interest$6,450
Property Tax$1,049
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-14.9%0
5-Year IRR
3.9%8
10-Year IRR
5.9%
Returns Index
5.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$58,200/yr
NOI
$35,295/yr
Net Cash Flow
-$5,812/mo
Cash Margin
-119.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo16
Risk Index
12.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 111 Whispering Pine Trail

Time

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