126 Garden Avenue, Richmond Hill

$5,880,000
126 Garden Avenue

$5,880,000

New
15d
Detached2-Storey

126 Garden Avenue, Richmond Hill

Total Monthly Obligation $24,478

Beds
6
Baths
7
Park
10
Sqft
5000 +
DOM
15d
Score
13
Yield
1.8%
Cash on Cash
-13.7%
Cap Rate
1.6%
5Y IRR
4.9%
10Y IRR
6.4%
Property Type-Detached
MLS® Number-N13881874
Beds-6
Bathrooms-7
Size-5000 + sqft
Lot Size-72.95 × 145.79 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,621 (2025)
Parking-13 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTRON REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-South Richvale
Title-Residential Freehold

No agent assigned

A Rare Architectural Statement in Prestigious South Richvale. This breathtaking custom-designed residence offers approximately 5,166 sq. ft. above grade, combining striking architecture, exceptional construction and refined luxury in one of Richmond Hill's most coveted enclaves.Built with concrete exterior walls from the basement through the second floor, the home delivers exceptional durability, superior insulation and a remarkably quiet, solid presence. A grand heated circular driveway creates an impressive arrival while providing effortless winter access.Inside, soaring ceilings and expansive windows create a dramatic sense of scale and fill the home with natural light. The sophisticated layout is equally suited to elegant entertaining and family living, with every bedroom featuring its own private ensuite. The luxurious primary retreat includes a private steam sauna, creating a true spa-inspired escape.Geothermal in-floor heating extends throughout all five bathrooms, as well as tiled areas of the main floor and lower level, delivering exceptional year-round comfort and energy efficiency. The lower level is designed for leisure and entertaining, featuring a dedicated home theatre and dry sauna.A private rooftop garden provides a spectacular outdoor retreat with panoramic views-an exceptional feature rarely found in new luxury construction.Currently in the final stage of interior finishing, the residence is being completed with bespoke millwork, designer finishes, premium appliances and meticulously selected luxury details throughout.Ideally positioned just minutes from Yonge Street's finest dining, upscale shopping, golf courses and top-ranked schools, this is a rare opportunity to own a newly built custom residence that combines architectural presence, exceptional construction and uncompromising luxury in prestigious South Richvale.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$4,704,000
Land Transfer Taxes$133,475
Legal Fees (Est.)
$
Total cash required for closing$1,310,975

Total Monthly Obligation

$24,478/mo
Mortgage $23,718
Monthly Loss $18,237
Principal$6,241
Interest$17,477
Property Tax$385
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.5%9
Cash-on-Cash
-15.7%0
5-Year IRR
3.2%7
10-Year IRR
5.3%
Returns Index
4.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$105,672/yr
NOI
$85,984/yr
Net Cash Flow
-$16,553/mo
Cash Margin
-188.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.302
LTV Ratio
80.0%18
Vacancy Buffer
0.4 mo11
Risk Index
10.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 126 Garden Avenue

Time

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