8 Georgina Street, Georgina

$799,900
8 Georgina Street

$799,900

New
14d
DetachedBungalow

8 Georgina Street, Georgina

Total Monthly Obligation $4,029

Beds
3
Baths
3
Park
6
Sqft
1100-1500
DOM
14d
Score
17
Yield
4.0%
Cash on Cash
-7.1%
Cap Rate
3.0%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-N13883336
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-62.31 × 107.85 ft
Listed on site-Oct 9, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,129.87 (2026)
Parking-8 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-TONY K REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Sutton & Jackson's Point
Title-Residential Freehold

No agent assigned

Step inside 8 Georgina St to a bright, open-concept living space with high ceilings, plenty of natural light and an easy flow into the kitchen and dining area. The kitchen features a large centre island, stainless steel appliances, plenty of cabinetry and direct access to the backyard deck, making the main floor comfortable for both everyday living and entertaining. The bedrooms are bright and well-sized with good closet space, while the bathrooms offer clean, neutral finishes. Downstairs, the large unfinished basement gives you the freedom to build it your way, whether you want additional bedrooms, a rec room, home gym, office or extra living space. The home also features an oversized garage with 12+ ft ceilings, providing plenty of room for vehicles, storage or a workshop. Outside, enjoy a private fenced backyard, raised deck and plenty of green space, along with the convenience of municipal water and no propane or septic system to worry about. Located in the Sutton & Jackson's Point area of Georgina, you're close to the Lake Simcoe waterfront, beaches, parks and everyday amenities, giving you a quieter setting while still keeping the essentials nearby.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,029/mo
Mortgage $3,227
Monthly Loss $3,180
Principal$849
Interest$2,378
Property Tax$427
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.4%0
5-Year IRR
6.7%17
10-Year IRR
8.0%
Returns Index
9.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,968/yr
NOI
$19,141/yr
Net Cash Flow
-$1,631/mo
Cash Margin
-61.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 8 Georgina Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.