1235 Gilford Road, Innisfil

$849,900
1235 Gilford Road

$849,900

New
14d
DetachedSidesplit

1235 Gilford Road, Innisfil

Total Monthly Obligation $4,157

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
14d
Score
17
Yield
3.9%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-N13884494
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-150 × 200 ft
Listed on site-Oct 9, 2026
Style-Sidesplit
Building Type-Detached
Taxes-$4,247 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ONE PERCENT REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Septic
Possession-Immediate
Neighbourhood-Gilford
Title-Residential Freehold

No agent assigned

WELCOME TO 1235 GILFORD RD! LOCATED IN THE HEART OF FABULOUS GILFORD, THIS PROPERTY FEATURES AN EXTRA WIDE, LEVEL LOT. IT HAS BEEN CONFIRMED FOR THE POSSIBILITY OF SEVERANCE FOR A 50 FOOT SEPARATION. IT IS IN A FANTASTIC LOCATION WITH GREAT PRIVACY! THE HOME IS FULLY FINISHED AND FEATURES 3 BEDROOMS ON THE UPPER FLOOR WITH THE MAIN 5 PIECE BATHROOM. THE KITCHEN IS COMPLETED WITH GRANITE COUNTERS AND BACKSPLASH, BRUSHED NICKLE FIXTURES AND FLOWS RIGHT OUT TO THE HUGE DECK AND INCREDIBLE YARD SPACE. THE BACK DECK ALSO HAS A LARGE CUSTOM BUILT GAZEBO. THERE IS ALSO A NICE SUNROOM AND A 2 PIECE BATH OFF THE DINING AREA THAT FLOW OUT TO THE BACK DECK. THE BASEMENT IS FINISHED WITH A GENEROUS RECROOM AREA, WARMED BY A GAS FIREPLACE. THE BASEMENT WINDOWS ARE LARGE AND THE SPACE IS VERY BRIGHT. THE LAUNDRY ROOM IS LARGE WITH AN ATTACHED CRAWL SPACE FOR STORAGE. THERE IS A ULTRAVIOLET AND IRON FILTER SYSTEM FOR WATER TREATMENT. ALL EQUIPMENT IS OWNED OUTRIGHT AND INCLUDED. CENTRAL AIR AND FORCED AIR GAS HEAT. NO RENTALS. THE ROOF IS 8 YEARS OLD AND IN GREAT SHAPE. THE MOST EXPENSIVE ITEM, THE WINDOWS ARE IN GREAT SHAPE! THIS IS A CHANCE AT A GENERATIONAL PROPERTY AT A GREAT PRICE WITH THE POSSIBILITY OF A QUICK CLOSE.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,157/mo
Mortgage $3,428
Monthly Loss $3,255
Principal$902
Interest$2,526
Property Tax$354
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.0%18
10-Year IRR
8.3%
Returns Index
10.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,264/yr
NOI
$21,191/yr
Net Cash Flow
-$1,662/mo
Cash Margin
-60.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1235 Gilford Road

Time

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Data last updated within the past 24 hours.