5440 Yonge Street, Innisfil

$829,000
5440 Yonge Street

$829,000

New
9d
Detached2-Storey

5440 Yonge Street, Innisfil

Total Monthly Obligation $4,144

Beds
4
Baths
2
Park
22
Sqft
2000-2500
DOM
9d
Score
16
Yield
3.8%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-N14032780
Beds-4
Bathrooms-2
Size-2000-2500 sqft
Lot Size-137 × 246.51 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,100 (2026)
Parking-26 - Detached
Basement-Walk-Up
Heating-Forced Air (Gas)
Brokerage-REMAX YOUR COMMUNITY REALTY
Cooling-Window Unit(s)
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-tba
Neighbourhood-Gilford
Title-Residential Freehold

No agent assigned

Power of Sale Rare Opportunity on Yonge Street in Innisfil! Discover this picturesque property situated on over an acre of land, offering exceptional privacy, versatility and the charm of country-style living. This inviting home features a generous main-floor primary bedroom with a walk-in closet, two full bathrooms, a large country kitchen, formal dining room, expansive family room, sunroom and convenient main-floor laundry/mudroom. A standout feature is the impressive 36' x 32' heated workshop with its own 200-amp electrical panel and oversized doors, ideal for car enthusiasts, hobbyists or those seeking exceptional workspace. Additional highlights include updated windows, a 200-amp electrical panel and a fenced yard surrounded by mature trees. Enjoy a wonderful location near the shores of Lake Simcoe, with access to Gilford Beach, Innisfil Beach Park, marinas, boating, fishing, golf courses and outdoor recreation. Conveniently located near shopping, restaurants and everyday amenities in Bradford and Innisfil, with Tanger Outlets Cookstown nearby and easy access to Highway 400. An exceptional opportunity to enjoy the beauty and tranquility of country living without sacrificing convenience!

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$663,200
Land Transfer Taxes$13,055
Legal Fees (Est.)
$
Total cash required for closing$180,355

Total Monthly Obligation

$4,144/mo
Mortgage $3,344
Monthly Loss $3,264
Principal$880
Interest$2,464
Property Tax$425
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.1%14
10-Year IRR
7.6%
Returns Index
8.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$18,480/yr
Net Cash Flow
-$1,804/mo
Cash Margin
-69.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
19.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5440 Yonge Street

Time

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