11874 Tenth Line, Whitchurch-Stouffville

$850,000
11874 Tenth Line

$850,000

New
8d
Att/Row/Townhouse2-Storey

11874 Tenth Line, Whitchurch-Stouffville

Total Monthly Obligation $4,168

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
8d
Score
17
Yield
4.2%
Cash on Cash
-5.6%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.1%
Property Type-Att/Row/Townhouse
MLS® Number-N14080860
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-19.7 × 114.53 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,370.25 (2026)
Parking-2 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-UNION CAPITAL REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-45/60/TBA
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

Attention First-Time Buyers! Your Search Ends Here! This is NOT your typical tiny townhome. THIS townhome is FULLY RENOVATED (TASTEFULLY) and is the perfect blend of comfort, style, and ABUNDANT INTERIOR SPACE for your growing family! A solid, well-cared-for home showing PRIDE OF OWNERSHIP (you won't even find a speck of dust)! Buy with PEACE OF MIND. The bright open-concept main floor features HARDWOOD FLOORS and staircase with iron pickets, pot lights, and a laundry room (super convenient). The afternoon sun bathes this home in natural sunlight. Enjoy cooking and entertaining in your SPACIOUS & UPGRADED KITCHEN fully equipped with S/S appliances, ample quality cabinetry with quartz countertops and backsplash, and a breakfast bar for casual dining and a walkout to your fully fenced backyard with INTERLOCKED PATIO & GREEN SPACE and no neighbours looking at you (PRIVATE & QUIET) - perfect for kids, entertaining or dining alfresco and hosting summer BBQs. The 2nd floor also features HARDWOOD FLOORS (NO CARPET) and a very rare SKYTUBE in the roof adding tons of natural light in the upstairs hallway. The spacious master bedroom boasts a walk-in closet and a beautifully RENOVATED 3PC ENSUITE to relax in after a long day. The 2nd and 3rd bedrooms are generously sized with oversized windows and B/I closets and share the modern RENOVATED 4PC BATHROOM. The FINISHED BASEMENT is a SHOWSTOPPER! FULL-SIZED basement means this matches the exact square footage of the home's main first floor, NO WASTED SPACE/USELESS HALLWAYS. Undoubtedly one of the nicest basements with quality workmanship. The flexible open recreation space comes equipped with a dry bar, durable wide planked vinyl flooring, and pot lights. Use this additional living space as a family room, kids play area, or an office. Custom window coverings, upgraded lights and Roof (2025) have all been done too! This home is 100% MOVE-IN READY.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$680,000
Land Transfer Taxes$13,475
Legal Fees (Est.)
$
Total cash required for closing$184,975

Total Monthly Obligation

$4,168/mo
Mortgage $3,429
Monthly Loss $3,266
Principal$902
Interest$2,526
Property Tax$364
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%23
10-Year IRR
8.9%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,688/yr
NOI
$23,249/yr
Net Cash Flow
-$1,491/mo
Cash Margin
-50.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11874 Tenth Line

Time

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