5 Della Street, Georgina

$669,000
5 Della Street

$669,000

New
8d
DetachedBungalow

5 Della Street, Georgina

Total Monthly Obligation $3,302

Beds
3
Baths
1
Park
8
Sqft
1100-1500
DOM
8d
Score
18
Yield
4.3%
Cash on Cash
-4.8%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-N14083076
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-60 × 150.41 ft
Listed on site-Oct 15, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$2,739.64 (2026)
Parking-10 - Detached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Royal LePage Lakes Of Muskoka Realty
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-Virginia
Title-Residential Freehold

No agent assigned

Embrace the Lake Simcoe Lifestyle! Nestled on a quiet cul-de-sac in Georgina's sought-after Virginia Beach community, this move-in-ready 3-bedroom home offers the perfect blend of year-round comfort or weekend escape. Located in a family-friendly neighbourhood close to schools, marinas, and local restaurants, and just steps from the southern shores of Lake Simcoe. Enjoy beach access through a shared shoreline and private beach area. Inside, discover a bright, open-concept layout featuring an updated eat-in kitchen with stainless steel appliances, a built-in dishwasher, ample storage, and a large pantry, flowing open to the dining and living areas. Cathedral ceilings enhance the kitchen and dining area, while the spacious primary suite offers a walk-in closet, semi-private ensuite, and cathedral ceiling. Main-floor laundry adds everyday convenience. Step onto the upated front and back decks to enjoy the outdoors, entertain, or BBQ while overlooking the backyard. The outdoor features continue with an insulated, detached double garage, an exterior bar area overlooking the fire pit, and ample parking for additional vehicles and recreational toys. Recent updates include a new natural gas forced-air furnace and hot water tank. Enjoy boating, fishing, swimming, and spectacular sunsets in summer, with ice fishing, snowmobiling, and winter recreation when the temperatures drop. Minutes to Virginia Beach Marina and boat launch, Boondocks Eatery, Sibbald Point Provincial Park, beaches, shops, and the Georgina Islands ferry. Convenient access to Highway 404 makes commuting to the GTA easy while enjoying a relaxed lakeside community. Whether you're searching for a family home or a weekend retreat, this inviting property offers an exceptional opportunity to enjoy the best of Lake Simcoe living!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$535,200
Land Transfer Taxes$9,855
Legal Fees (Est.)
$
Total cash required for closing$145,155

Total Monthly Obligation

$3,302/mo
Mortgage $2,699
Monthly Loss $2,592
Principal$710
Interest$1,988
Property Tax$228
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.1%24
10-Year IRR
9.1%
Returns Index
13.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$18,680/yr
Net Cash Flow
-$1,142/mo
Cash Margin
-47.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
24.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 Della Street

Time

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