27 Joiner Circle, Whitchurch-Stouffville

$1,838,800
27 Joiner Circle

$1,838,800

New
7d
Detached2-Storey

27 Joiner Circle, Whitchurch-Stouffville

Total Monthly Obligation $8,475

Beds
4
Baths
4
Park
3
Sqft
3500-5000
DOM
7d
Score
14
Yield
2.2%
Cash on Cash
-13.7%
Cap Rate
1.6%
5Y IRR
4.9%
10Y IRR
6.4%
Property Type-Detached
MLS® Number-N14086148
Beds-4
Bathrooms-4
Size-3500-5000 sqft
Lot Size-49.34 × 106.55 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$8,196 (2025)
Parking-5 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-POWER 7 REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Septic
Possession-90 Days / TBA
Neighbourhood-Ballantrae
Title-Residential Freehold

No agent assigned

Welcome to Ballantrae's Prestigious Wedgewood Community - The Rosewood by Ballymore, offering 4,368 sq ft of luxury living on a 50 ft wide lot, fully upgraded from top to bottom. This is the best fl plan in the subdivision, with a north-front/south-back exposure bringing in beautiful natural light throughout the day. Curb appeal is outstanding, with professional landscaping, upgraded interlocking at the front and back, upgraded double glass front doors, and a wide driveway. Step inside to a grand foyer with upgraded tiles and premium hardwood flooring that flows seamlessly through the main and second fl. The main fl layout is both elegant and flexible: the formal living room can easily be converted into an ensuite bedrm, perfect for multi-generational living or guests, and a main fl office with a large window. The stunning dining rm is open to above and walks out to the side yard. The modern gourmet kitchen featuring top-brand appliances, gas burner, built-in oven and microwave, large pantry with full-height cabinetry and sink, and an open breakfast area overlooking the backyard. The spacious family rm is anchored by a gas fireplace, large windows, and an upgraded waffle ceiling, creating a warm yet upscale gathering space. Premium California shutters throughout. Upstairs, the primary retreat offers a spa-like 5-piece ensuite with glass shower and soaking tub, plus his-and-her walk-in closets. The 2nd and 3rd bedrm share a stylish Jack-and-Jill bathrm and walk out to a balcony, while the 4th bedrm has its own 4-piece ensuite. A convenient 2nd-fl laundry rm. The home features 10 ft ceilings on the main fl and appox 30K upgraded 9 ft basement ceilings with enlarged windows, Additional upgrades include a top-brand water softener system, sump pump, and full-house painting with quality finishes. The private backyard is beautifully finished with interlocking, a gazebo, and a garden shed. This home combines luxury, space, and an exceptional community setting.

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%
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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,471,040
Land Transfer Taxes$33,251
Legal Fees (Est.)
$
Total cash required for closing$402,511

Total Monthly Obligation

$8,475/mo
Mortgage $7,417
Monthly Loss $6,523
Principal$1,952
Interest$5,465
Property Tax$683
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.3%9
Cash-on-Cash
-16.3%0
5-Year IRR
2.8%6
10-Year IRR
5.0%
Returns Index
4.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,196/yr
NOI
$24,380/yr
Net Cash Flow
-$5,386/mo
Cash Margin
-156.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.272
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
12.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 Joiner Circle

Time

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